Disclosure: We scrutinize our research, ratings and reviews using strict editorial integrity. In full transparency, this site may receive compensation from partners listed through affiliate partnerships, though this does not affect our ratings. Learn more about how we make money by visiting our advertiser disclosure.

Whether you shop at Walmart or Sam’s Club, your dollars are going to Walmart Inc., which owns both chains. But just because these stores have the same owner doesn’t mean they offer the same value to consumers.

Much like a child has similarities to a parent, Sam’s Club is similar to Walmart in that it aims to keep prices low. In that aspect, the apple doesn’t fall far from the tree. Indeed, sometimes you can buy products for less at Sam’s Club—but not always, as Walmart sometimes can offer better deals.

And if you do find yourself wondering which of the two is a better value, there’s a lot more to it than price. Quality of the items matters. So do the other perks your dollars are buying.

Which chain—Walmart or Sam’s Club—deserves your dollars more? Today, I’ll dig in, including price comparisons on several grocery-store staples, as well as a look at a number of other factors that determine value, regardless of whether they directly or indirectly impact your costs.

Considerations Besides Price Comparisons


pros cons balance walmart sams 1200
DepositPhotos

Before we dive into product cost comparisons, I want to start with a number of other considerations that should impact your decision.

Some are directly related to money (one requires a membership, one doesn’t), while others are indirectly related to money (number of locations could impact how far you have to drive to get to one, which ultimately requires more fuel which equals an additional cost).

1. Number of Locations


walmart sams club location map pins 1200
DepositPhotos

Advantage: Walmart

Why should you care about which store has more locations? As I just mentioned, if you need to drive significantly further for one store instead of the other, you’re wasting more money on gas, which ultimately eats into your savings.

As a for-instance, the closest Walmart to me is just 2.7 miles away, but the closest Sam’s Club is 32 miles away. The latter would effectively tack the cost of two gallons of gas onto the price of the grocery bill.

Unfortunately, it’s likely many people reading this have the same issue. That’s because while Walmart has more than 3,500 Supercenters and more than 350 discount stores in the U.S., the country has only 600 Sam’s Club locations. 

2. Membership Costs


common mistakes walmart plus app 1200
DepositPhotos

Advantage: Walmart

Anyone can walk into a Walmart and purchase items, no membership required.

That said, Walmart does have a subscription tier (Walmart+) that is entirely optional and provides a boatload of benefits. Among them:

–Auto care (free flat repair, free road hazard warranty when you buy new tires with installation)

–Burger King savings

–Early access deals

–Free delivery from your store

–Free shipping with no order minimum

–Free online pet care with Pawp

–Member savings on fuel

–Mobile Scan & Go

–Returns from home

–InHome returns pickup

–Streaming services with Paramount+

–Walmart+ travel

–Free pharmacy delivery with no order minimum

As of the time of writing, Walmart+ costs $98/year or $12.95/month (plus applicable taxes).

Walmart also offers an Walmart+ InHome add-on—which allows for orders to be delivered anywhere in your home, whether that’s at your doorstep, in your garage, even in your kitchen—for an additional $40/year or $7/monthly (plus applicable tax). The service has a $35 order minimum.

Sam’s Club, however, requires shoppers to have a membership just to do your shopping. That said, memberships do come with their share of perks.

The Club tier, currently priced at $50/year, includes the following:

–Instant savings

–Member-only fuel prices

–Scan & Go

–Two membership cards

–Free curbside pickup on orders over $50

–Sam’s Club Mastercard

–100% satisfaction guarantee

The Plus tier costs $110/year and includes everything in the Club tier as well as the following:

–2% Sam’s Cash Back

–Free Shipping on Orders Over $50

–Free Delivery from Club on Orders Over $50

–Pharmacy Savings

–Optical Savings

–Tire & Battery Center Savings

–Early Shopping Hours

While I have Walmart listed as a winner, that’s largely based on the fact that Sam’s Club requires a membership, while Sam’s Club does not. The comparison is closer to a tie when you consider each membership’s benefits—while Sam’s Club offers cash back and numerous store savings, Walmart also provides serious value with freebies like flat-tire repairs and streaming TV.

Related: 10 of the Highest-Rated Kirkland Signature Products You Don’t Want to Miss

3. Pharmacy Perks


walmart sams pharmacy medicine prescription drugs 1200
DepositPhotos

Advantage: Sam’s Club

Walmart and Sam’s Club typically have in-house pharmacies. Walmart, you can schedule several types of vaccines, refill or transfer prescriptions, and more. You can also get your prescriptions delivered (free with a Walmart+ membership, $9.95 per delivery without).

Sam’s Club members receive some fantastic pharmacy perks. Members gain access to select generics starting as low as $4 and enjoy discounts and savings at more than 62,000 pharmacies across the United States. 

Plus-tier members can get more than 600 generic drugs for $10 or less, additional discounts on select brand drugs, and they can receive up to 10 free prescriptions annually for the following generics:

–Amlodipine

–Donepezil

–Escitalopram oxalate

–Finasteride

–Lisinopril

–Metformin

–Montelukast

–Pioglitazone

–Sertraline

–Vitamin D

The J.D. Power 2025 U.S. Pharmacy Study ranked Sam’s Club the highest among brick-and-mortar mass merchandiser pharmacies … for the 10th year in a row. 

When it comes to pharmacy needs, Sam’s Club wins.

Related: Walmart vs. Target: 10 Big-Box Comparisons

Do you want to get serious about saving and planning for retirement? Sign up for Retire With Riley, Young and the Invested’s free retirement planning newsletter.

4. Coupons


coupons sams club grocery shopping 1200
DepositPhotos

Advantage: Walmart

Who doesn’t love coupons? Well … Sam’s Club, apparently. Sam’s Club doesn’t accept manufacturer coupons, though it does accept vendor checks from products such as Purina, Enfamil or Similac.

Walmart, on the other hand, accepts both traditional paper and internet (print-at-home) manufacturer coupons, though there are some limitations. For instance, Walmart accepts coupons that allow for a set number of cents or dollars off, as well as buy one get one free (BOGO) coupons, but it won’t accept BOGO coupons with a set percentage. 

If you love couponing, Walmart is easily the winner here.

Related: 10 Sneaky Grocery Store Scams to Avoid

5. Product Variety


consumers should avoid these products at walmart
DepositPhotos

Advantage: Walmart

A stock keeping unit (SKU) is a code that a company uses to identify and track a specific product it sells. And the number of SKUs a store carries can indicate both the breadth of the product types it offers, as well as whether you can expect a lot of variety within each product type.

Consider this: Each individual Walmart store carries about 140,000 SKUs on any given day. Online, Walmart carries hundreds of millions of SKUs. A typical Sam’s Club, however, carries only 6,000 to 7,000 items.

A walk through both stores easily demonstrates that you can buy many kinds of products that you can’t in Sam’s Club. And even when Sam’s Club does carry a type of product, it’s likely to only carry one or two brands/varieties, versus many more for Walmart. This is by design—limiting product and brand selection helps Sam’s Club and other warehouse-model retailers put leverage on suppliers, emphasize in-house brands, and keep operations simple and more efficient.

Still, if you want variety, Walmart is the winner by a landslide.

Related: Walmart Lovers: Don’t Make These Shopping Mistakes

Walmart + Sam’s Club Price Comparisons


walmart mistakes in store price 1200
DepositPhotos

Now that we have established some of the other important considerations when it comes to choosing between Walmart and Sam’s Club, let’s get down to comparing prices. Today, I’m going to evaluate a few of the most basic supermarket staples. These items include:

–Milk

–Eggs

–Bread

–Fruits

–Vegetables

Note that pricing can change at any time. These are the prices as of the time of writing.

1. Milk


milk sams club 1200
DepositPhotos

Advantage: Walmart

Walmart’s Great Value Whole Vitamin D Milk currently costs $2.56 per gallon. Sam’s Club Member’s Mark Whole Vitamin D Milk is priced at $3.18 per gallon. In terms of price, Walmart is the clear winner.

But it’s at least worth noting that Sam’s Club milk has a higher customer satisfaction rating. Walmart’s milk receives a star rating of 4.2 out of 5, while Sam’s Club’s milk enjoys a rating of 4.7 stars.

Related: 10 Senior Discounts for Restaurants + Grocery Stores [2025]

2. Eggs


egg tray sams walmart 1200
DepositPhotos

Advantage: Walmart

You can’t make an omelet without breaking some eggs, but you can’t (or at least shouldn’t) break some eggs without buying them first.

Walmart’s Great Value Cage Free Large White Eggs are sold in packs of a dozen each. The current price is $2.72, which comes to 22.7¢ per egg. Sam’s Club Member’s Mark Cage Free Large White Eggs are sold in packs of two dozen. One pack costs $6.42, which is about 26.8¢ per egg. Again, on price, Walmart wins.

But also again, Sam’s Club’s eggs enjoy a higher rating. Walmart’s eggs are rated at 4.1 stars, while Sam’s Club’s eggs are rated at 4.7.

Related: Cooking Costs Heating Up? Here’s How to Save Money Cooking

3. Bread


do not buy walmart bread loaf 1200
DepositPhotos

Advantage: Sam’s Club

Both stores sell a variety of breads, so I’m comparing the exact type of bread to provide the most direct comparison.

Walmart and Sam’s Club sell 20-ounce loaves of Bimbo Soft White Bread. At Walmart, you buy one loaf at a time at $1.98 each. Sam’s Club requires you to buy two loaves at a time, but at $3.37 total, or $1.69 per loaf. Sam’s Club wins on price comparison.

Interestingly, Sam’s Club members rate the bread at 4.6 stars, while Walmart members rate it at 4.2 stars … despite the fact that it’s the exact same bread. (For what it’s worth, some of the negative reviews you see on Walmart’s site complain about freshness, while others complain about the bread being squished.)

Related: 10 Items You Should Never Buy at Aldi

Do you want to get serious about saving and planning for retirement? Sign up for Retire With Riley, Young and the Invested’s free retirement planning newsletter.

4. Fruit


pineapple bar code price weighing grocery 1200
DepositPhotos

Advantage: Sam’s Club

I chose bananas for our fruit comparison. At Walmart, you can buy bananas individually, or you can buy them in bunches priced by weight. A bunch of Marketside Fresh Organic Bananas at Walmart costs 78¢ per pound. At Sam’s Club, Organic Bananas are sold in 3-pound bunches for $1.97, which comes out to about 66¢ per pound.

Sam’s Club doesn’t just win on price—they also have a drastic rating advantage. Walmart’s organic bananas receive a paltry 2.8 star rating, while Sam’s Club’s bananas boast 4.6 stars.

Related: Consumers Should Avoid These 10 Products at Walmart

5. Potatoes


best dividend stock lamb weston sack potatoes 1200
DepositPhotos

Advantage: Sam’s Club

Our vegetable comparison centers on potatoes. Walmart sells 5-pound bags of fresh whole russet potatoes for $3.64, or 73¢ per pound. At Sam’s Club, russet potatoes are sold in 10-pound bags for $5.96, which comes out to around 60¢ per pound—significantly cheaper than Walmart.

Sam’s Club’s potatoes also win on ratings; Walmart’s potatoes currently garner 3.6 stars versus 4.6 for the warehouse chain’s potatoes.

Related: 10 Best Trader Joe’s Shopping Tips

Which Retailer Deserves Your Dollars?


ten best trader joes shopping tips
DepositPhotos

As with all things, the answer isn’t black-and-white—it’s fair to say both chains are deserving of your dollars, but which one is more so depends on your preferences and needs.

Walmart likely wins out for the majority of shoppers. It doesn’t require a cent in membership costs, and you can use coupons to bring down their already low prices. Its massive footprint means you likely have a Walmart within a reasonable distance. And with its extremely wide variety of products, Walmart is as close to a one-stop shop as you can get.

But if you have a Sam’s Club anywhere near you, it might be the better option. Many of its goods are cheaper, and its pharmacy benefits are terrific.

7 High-Quality, High-Yield Dividend Stocks

a person thumbs through a stack of cash.
DepositPhotos

It’s difficult to resist the charm of high-yield dividend stocks. Their ability to generate outsized amounts of cash makes them the stuff of dreams for those living on a fixed income—as well as for any investors who simply want a little performance ballast during periods of rough stock-price returns.

But we prefer quantity and quality. For instance, our favorite high-yield dividend stocks deliver much sweeter yields than the average stock, show more signs of fundamental quality than most, and have the confidence of Wall Street’s analyst community.

The 11 Best Vanguard ETFs for a Low-Cost Portfolio

best vanguard funds for the everyday investor
DepositPhotos

Vanguard’s exchange-traded funds (ETFs) are among the most popular funds out there thanks to their low fees. But there’s more appeal to their ETF lineup than low costs alone.

Vanguard ETFs are big, liquid, and tend to track well-constructed indexes, meaning you’re not just paying low expenses … you’re actually getting some value out of your fees. And these Vanguard ETFs represent the best of the best.

Please Don’t Forget to Like, Follow and Comment

Young and the Invested MSN closing slide instructions
Young and the Invested

Did you find this article helpful? We’d love to hear your thoughts! Leave a comment with the box on the left-hand side of the screen and share your thoughts.

Also, do you want to stay up-to-date on our latest content?

1. Follow us by clicking the [+ Follow] button above,

2. Subscribe to Retire With Riley, our free weekly retirement planning newsletter, and

3. Give the article a Thumbs Up on the top-left side of the screen.

4. And lastly, if you think this information would benefit your friends and family, don’t hesitate to share it with them!

Hannah Kowalczyk-Harper has been a professional writer since 2016 and has worked with WealthUpdate and Young and the Invested since 2019.

Prior to becoming a full-time writer, she was still immersed in words through previous roles as a library specialist and teacher. Her background in education helps her take complex topics and turn them into easy-to-understand text.

Hannah holds a degree in Elementary Education from the University of Wisconsin–Madison. When she isn’t writing, Hannah is usually found playing with her niece and nephew, traveling, or brewing more coffee.