Riley Adams, CPA

Founder & CEO, WealthUpdate
About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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Leaving the Job, Keeping the Nest Egg: 4 Ways to Handle Your Old 401(k)

Reviews

Chase First Banking vs. Current [Which Kids’ Debit Card is Better?]

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Give Smart, Pay Less: A Real-World Blueprint for Charitable Tax Deductions

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Plastic Power Play or FICO Sabotage? The Truth About Carrying a Credit Card Balance

Reviews

Greenlight vs. Current [Which Kids’ Debit Card is Better?]

Retirement Planning

Charitable Remainder Trusts (CRTs): A Tax-Friendly Way to Fund Your Favorite Causes

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What Is a CRAT? Our Guide to This Benefit-Packed Trust for HNWIs

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First-Time Investor’s Playbook: How to Plant Your Financial Seeds Today

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The Head Start Credit Playbook: How 17-Year-Olds Can Build a Score Before Adulthood

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The Teen Spend Playbook: Where Your First Paycheck Should Actually Go

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Charitable Remainder Unitrusts (CRUTs): Flexible Income, Big Tax Breaks

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A True Head Start: 5 Money-Smart Baptism Gifts That Keep Giving

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Teaching the Value of a Dollar: The Top-Rated Kids’ Savings Accounts Explored

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Bitcoin Before Bedtime: How to Get Kids Started in Crypto Safely

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The Secret Wealth Tiers: Qualified Purchasers vs. Accredited Investors Explained

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The Secret Wealth Fund for Kids: What Is an UTMA Account?

Retirement Planning

What Is a CRAT? Our Guide to Charitable Remainder Annuity Trusts

Retirement Planning

What Is a CRUT? Our Guide to Charitable Remainder Unitrusts

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Investing in Her Future: Financial Bat Mitzvah Gifts That Build Success

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Start Early, Win Later: Easy Ways to Establish Credit for Your Children

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From Kindergarten to College: The Smartest Ways to Save Money for Your Children

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Ditch the Ticker Symbol: The Best Non-Stock Assets for Wealth Building

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Manage Doors, Not Data Entry: The Top Accounting Software for Rental Properties

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Plastic Pioneers: The Best Cards to Help Your Kids Master Digital Money Early

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Main Street Millionaire: How Everyday Investors Buy Into Small Businesses

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The Hidden World of High-Net-Worth Investing: Asset Classes You Never Knew Existed

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Too Young for Plastic? The Surprising Rules of Credit Card Age Limits

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The Practical Guide to Accepting Rent via Digital Payment Apps

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The Ultimate Teen Hustle List: 25 Ways to Make Money at 15

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Stop Dreading Tax Season: How to Master Rental Property Bookkeeping

Reviews

Acorns Early vs. Chase First Banking [Which Is the Better Debit Card?]

Managing Money

11 Best Debit Cards for Kids [2026]

Managing Money

Can Your Budget Handle Higher Gas Prices?

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How to Build Credit From Scratch Without Using a Credit Card

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The Psychology of On-Time Rent: What Smart Landlords Do Differently

Reviews

Acorns Early vs. Greenlight: Which Kids’ Debit Card Is Best?

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Stop Letting Inflation Eat Your Kids’ Savings: Top Under-18 Investment Accounts

Reviews

Greenlight vs. Chase First Banking [Which Debit Card Reigns Supreme?]

Reviews

BusyKid vs. Greenlight [Which Is the Better Kidsโ€™ Debit Card?]

Reviews

Chase First Banking vs. Axos First Checking [Which Kids’ Debit Card is Better?]

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Managing Properties Without a Manager: Essential Duties and Software for DIY Landlords

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Training Wheels vs. Open Roads: Comparing Secured and Unsecured Credit Cards

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Building Your First Bankroll: Practical Saving Habits for Teenagers

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Rent Retrieval Revolution: 8 Smart Tools to Automate Rent Collection

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401(k) vs. IRA: Comparing Maximums, Matches, and More

Taxes

When Should You Hire a Tax Pro? 14 Times It Makes Sense

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The Young Investorโ€™s Blueprint: 8 Smart Ways to Teach Kids About Money

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From Cart to Capital: A Straightforward Guide to Grocery Store Investing

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From Paper to Portal: The Landlordโ€™s Guide to Automated Rent Collection

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The Private Debt Powerhouse: 5 Top-Performing Funds

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

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Our Guide to 10 Major Target-Date Fund Families

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Chasing Double Digits: Assets That Can Get a 10% Rate of Return

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Teaching Kids to Swipe Smart: 9 Best Bank Accounts with Debit Cards for Children

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Strategic Acquisitions: The Best Appreciating Assets for Smart Buyers

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Saving Cash vs. Saving Sanity: Should You Be a DIY Landlord or Hire Professional Management?

Managing Money

An Automated Savings Plan: 8 Tips to Automate Your Savings

Planning Money

10 Financial Mistakes to Avoid Entering Retirement

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Time Is Their Ultimate Asset: The Best Investments and Accounts for Teens

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Encourage On-Time Rent by Reporting the Rest: How to Involve Credit Bureaus in Late Payments

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Building a Digital Nest Egg: A Parentโ€™s Guide to Kids and Cryptocurrency

Retirement Planning

Should You Tap Into Retirement Savings After a Layoff?

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The 2026 Layoff Wave: 15 Household-Name Companies Massively Scaling Back Their Workforces

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Smart Money Starts Early: The 11 Best Banking Apps for Kids and Teens

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Behind Closed Doors: A Beginnerโ€™s Guide to How Private Equity Funds Operate

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Audit-Proof Your Properties: How to Track Every Landlord Expense

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Screen Like a Pro: The 4 Best Services for Foolproof Tenant Credit Checks

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Securing Their Future: The 5 Best Investment Accounts to Open for Kids Today

Planning Money

Gift Contributions to Reduce the National Debt: The Who, What, & How of Gifting the U.S. Treasury

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Don’t Waste Their Allowance: 10 Best Kids’ Savings Accounts

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Plastic for Pocket Money: The 9 Best Debit Cards to Teach Kids & Teens Smart Spending

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Stop Relying Only on Equities: 10 Alternative Investments for Serious Wealth Builders

Retirement Planning

12 Costs ‘Original Medicare’ Doesn’t Cover

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Raising Money-Smart Kids: The Step-by-Step Guide to Their First Bank Account

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Brick by Brick: A Straightforward Guide to Building Wealth With Rental Property

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Plastic Perks or Penalty Fees: Is Putting Your Rent on a Credit Card Actually Worth It?

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The Estate Planning Crossroads: Does a Revocable Trust or Irrevocable Trust Make Sense for You?

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Don’t Lose Track of Your Dollars: Top 7 Stock & Portfolio Trackers

Reviews

BusyKid vs. Acorns Early [Which Kids Debit Card Is Better?]

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Managers vs. Leaders: How Leading People Is Different Than Managing Work

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Money Moves That Add Up: How to Make $100 a Day

Reviews

Acorns Early vs. Axos First Checking [Which Is the Better Teen Debit Card?]

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10 Financial Presents for Kids That Will Grow Over Time

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Do Retirees Need Medicare Part D? How the Optional Prescription Drug Coverage Works

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The Younger They Start, the Better: 7 Best Investments for Kids

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Around the Clock Profits: 16 Ways to Make Money While You Sleep

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Fundrise Isn’t the Only Option for Crowdfunded Real Estate: 5 Alternatives to Consider

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Have Your Finances Outgrown DIY Taxes? 14 Signs That It’s Time for a Tax Expert’s Help

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Financial Independence With Guardrails: Top 8 Free Debit Cards for Teens & Kids

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Have Schwab Fatigue? 9 Best Charles Schwab Competitors

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Get Your Slice of Wall Street: How to Get Started in the Stock Market

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Seeking Alpha and Motley Fool: How These Popular Stock Picking Services Compare

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Sudden Windfall? Here’s 5 Strategic Things to Do With Life Insurance Payout Proceeds

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Investing 101: Consider These 7 Savvy Investment Strategies

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The Best Tax-Advantaged Investment Accounts to Grow Your Wealth

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High-Yield Savings Account Highlights: Why High-Yield Savings Accounts Are Popular & Which Are Best

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Medicare Part B Basics: How This ‘Part’ of Medicare Functions

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401(k) Not an Option? 10 Retirement Savings Alternatives to Consider

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Where Should You Open a Security Deposit Account?

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Considering Medicare Advantage? Here’s the Basics of Medicare Part C

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Money Saving Made Easy: Top 9 Automatic Savings Apps + Accounts

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Top 9 Places to Open a Roth IRA in 2026

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The Best Escrow Accounts for Holding Rental Security Deposits

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Leave a Positive Impression: How to Write a Farewell Letter to Coworkers

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From Toddlers to Teens: The Golden Rules of Age-Appropriate Allowance

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Put Your Wallet on Autopilot: 7 Micro-Saving Tools Restructuring Personal Finance

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Unlock Your Wallet’s Potential: A Modern Guide to Smart Credit Card Selection

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Demystifying REITs and Private Placements: Where to Park Your Real Estate Capital

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$100 Heroes: 12 Fast Ways to Score $100

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Who Should Consider Private Equity Investing?

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How to Open a Brokerage Account for Your Kid + The Best Ones Available Today

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Private Equity vs. REITs: How to Earn Real Estate Wealth Without the Real Estate Headaches

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The IRA Advantage: Is an IRA the Ultimate Cheat Code for an Early Retirement?

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The HSA Secret: Itโ€™s Not a Medical Account, It’s Also a Retirement Fund

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The Broke College Studentโ€™s Guide to Looking Like You Actually Have Your Finances Together

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The #1 Budgeting Strategy That Treats Your Savings Account Like a Mandatory Bill

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The DIY Credit Boost: A Guide to Self-Reporting Your Bills to Bureaus

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The 365-Day Wealth Vault: 9 Playbooks to Put $10K in the Bank by This Time Next Year

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Financial X-Rays: The Best Tools to Instantly Know Exactly What Youโ€™re Worth

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Stop Overpaying, Stop Under-Insuring: The Brutally Honest Math Behind Your Next Health Plan

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The Tuition Cheat Code: How to Find Your College Savings Goal and Execute the Plan

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The Research Shortcuts: 8 Next-Level Stock Services Doing the Heavy Lifting For You

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The Zero-Willpower Wealth Plan: 8 Automated Systems to Stack Cash Safely

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The Wealth Engine Shortlist: 12 Vehicles to Maximize Your Yield

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Dear 22-Year-Old Self: The Investing Advice Youโ€™ll Wish You Followed a Decade from Now

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

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Medicare Part A: The Must-Know Information About This Part of Medicare

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

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The Best Co-Pilots in Finance: 7 Stock Advisory Services to Guide Your Money

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No Coding, No Chaos: How to Make an Excel Spreadsheet for Stress-Free Budgeting

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Play the Long Game: A Guide to the Best Assets and Accounts in Your 20s

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Cut Through the Market Noise: 14 Vetted Sites for Pristine Investment Data

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Will the IRS Take a Cut? Life Insurance Taxes Explained

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From Savings to Stocks: The Frictionless 6-Step Blueprint for Beginners

Investing Money

The Best Retirement Plans for 2026 [Workplace + Individual]

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The Smart Investorโ€™s Shortlist: Top Investment Platforms to Use Instead of Seeking Alpha

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Everything You Need to Know About Term Life Insurance (And Nothing You Don’t)

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The No-Panic Portfolio: How Index Funds Protect Your Wealth and Your Sleep

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The Smart Investor’s Stock-Screening Cheat Sheet

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Financial Account Diversification: The 8 Buckets You Need

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The IRS Wonโ€™t Remind You: 10 Tax Write-Offs You’re Probably Skipping

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The Ala Carte Insurance Dilemma: When Are ‘Riders’ Actually Worth the Cost?

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The Market Entry Manual: A Step-by-Step Practical Framework to Launch Your Investing Journey

Managing Money

8 Best Debit Cards for Rewards + Cash Back

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Street-Smart Wealth: How to Teach Yourself the Stock Market

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Smart Risk vs. Reckless Bets: A Practical Guide to Margin Lending

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Calculated Risk vs. Roulette: The Rigorous Framework That Separates an Investor From a Gambler

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VTI or SPY: Which ETFs Deserves a Spot in Your Portfolio?

Taxes

7 Ways the IRS Knows What You’re Earning and Spending

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Managing the Minor’s Money: How Custodial Accounts Build Wealth for Children

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Safe Haven, High Yield: 13 Places to Stash Cash for Growth Without the Gamble

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Have Stock Analysis Paralysis? Here’s How to Ignore the Hype and Find Stocks Worth Owning

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Load, Spend, Repeat: The No-Surprise Guide to Prepaid Debit

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A Letter to Your Future Self: Why Time is More Valuable Than Timing the Market

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Demystifying the FICO Formula: A Beginnerโ€™s Blueprint to Excellent Credit

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The Landlordโ€™s Insurance Audit: Whatโ€™s Worth Paying For

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From Flipping to REITs: Breaking Down Real Estateโ€™s 8 Core Profit Engines

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The Compound Interest Cheat Code: Maximizing the Marketโ€™s Natural Momentum

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

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Is Cashing Out Your Life Insurance a Smart Move? The Math Behind the Surrender

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The Accelerated Equity Guide: 5 Ways to Shrink Your Mortgage Today

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Classrooms to Compound Interest: 3 Smarter Ways to Save for College

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Investing Money

How to Plan for Healthcare Expenses in Retirement

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

Planning Money

How Much Should I Save Each Month?

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The Landlord’s Lie Detector: How to Run a Flawless Tenant Background Check

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The 401(k) Exit Interview: What Happens to Your Retirement Assets When You Walk Out the Door

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Market Volatility Insurance: How a CD Guarantees Growth When Stocks are Shaky

Planning Money Retirement Planning

20 Alarming Gen X Retirement Statistics

Retirement Planning

10 Common Social Security Mistakes You Should Know

Retirement Planning

10 Retirement Questions: Are You Ready to Stop Working?

Managing Money

Do Installment Loans Build Credit?

Reviews

Greenlight vs. Axos First Checking [Which Kids’ Debit Card Is Best?]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Career & Entrepreneurship

15 Large Companies That Announced Mass Layoffs This Year

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Build Money Management Skills: 10 Best Prepaid Cards for Teens & Kids

Managing Money

7 Best Student Checking Accounts for 2026

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Do You Have an A+ Portfolio? Here’s the Top 8 Portfolio Analysis Tools

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Zero Effort, Real Cash: 8 Apps Offering Instant Sign-Up Bonuses

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Level Up Your Finances: 12 Investment Apps That Turn Beginners Into Pros

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The Accredited Advantage: 11 Private Deals Youโ€™re Finally Eligible For

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Pocket Change Pro: Quick Hacks to Find an Extra $5 Today

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Monetizing Spare Time: 13 Platforms for a Quick $20 Earnings Boost

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From Your Couch to Your Wallet: Quick $10 Digital Hustles

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2026]

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๐Ÿ’ต Statistics Over Assumptions: 36 Eye-Opening Personal Finance Stats for Americans

Investing Money

10 California-Based Companies That Moved to Other States in the 2020s

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๐Ÿค” Machine Learning Milestones: 30 Interesting Machine Learning Statistics

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โœ… 16 Interesting Data Privacy Stats & Trends [And How to Control Your Digital Blueprint]

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๐Ÿ’ฐ13 Passive Income Apps to Earn You Money While You Relax

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๐Ÿš€ 13 Best Stock News Apps & Sites to Up Your Investing Game

Investing Money

Seeking Alpha vs. Motley Fool: Which Stock Service Is Better?

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๐Ÿ† Your Ultimate Budgeting Arsenal: 11 Quicken Alternatives to Manage Your Money Like a Pro

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๐Ÿš€ Wallet-Friendly Wealth Building: 7 Platforms That Let You Buy Fractional Stocks

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๐Ÿฆ 24 Ways to Make Money as a Kid

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๐ŸŒฑ Plant Your Money Trees: 16 Assets That Sprout Consistent Cash

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๐Ÿ“ฒ Screens Can Mean Savings: Best Apps to Build Your Kid’s Money Superpowers

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โ˜• Ditch the Latte, Buy the Stock: 10 Micro-Investing Apps That Make Starting Simple

Taxes

Mega Millions after taxes: How much will the $900 million winner keep?

Planning Money

Shred or Save? Your Guide to Which Financial Documents to Keep

Planning Money

Catch-Up Contributions Are Changing in 2026. Are You Ready?

Taxes

Mega Millions After Taxes: How Much Will the $575 Million Winner Get?

Retirement Planning

Retirement Buckets: A Simple Strategy for Your Retirement Savings

Investing Money

7 Best Micro-Investing Apps [Small Investment Apps]

Planning Money

How to Pass an IRA to Heirs [Without Leaving a Tax Mess]

Taxes

How Can I Lower My Taxes in Retirement? 8 Proven Strategies

Planning Money

How Is Your Retirement Income Taxed?

Retirement Planning

Budgeting in Retirement: Our Step-by-Step Guide

Planning Money

Dynasty Trusts: A Beginner’s Guide to Passing Down Wealth

Retirement Planning

Are You Saving Enough for Retirement?

Planning Money

How to Maximize Social Security Spousal Benefits

Investing Money

8 Swing Trade Alerts Services [Apps for Profitable Trades in 2025]

Investing Money

7 Best Motley Fool Alternatives [Competitors’ Sites to Use]

Retirement Planning

What to Do With Your 401(k) When You Retire

Retirement Planning

Rule of 55 vs Rule 72(t): What’s the Difference?

Retirement Planning

What Is Rule 72(t) for Penalty-Free Retirement Account Withdrawals?

Investing Money

7 Best Stock Advisor Websites & Services to Seize Alpha

Planning Money

Can You Receive Social Security Benefits While Working?

Investing Money

6 Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

Planning Money

Best Instant Sign-Up Bonus Apps [Grab Free Cash Instantly]

Planning Money

Free $5 Instantly: How to Make an Extra $5 Fast

Planning Money

How to Make $20 Fast [12 Legit Ways to Get Free $ Instantly]

Planning Money

Free $10 Instantly: Make $10 Fast With Bonuses + Cash Back

Managing Money

How to Get Free Money Now [14 Ways to Earn Money Today]

Planning Money

24 Summer Jobs for Teens [Start Your Job Search Here]

Investing Money

13 Best Apps That Give You Money for Signing Up [Free Money]

Planning Money

How to Make Money in High School [Earn Your First $1,000]

Planning Money

How to Make Money as a Kid [24 Ways For Any Age]

Planning Money

5 Best Paid Surveys for Kids and Teens [Online Surveys]

Planning Money

29 Best Side Hustles for Teens [In-Person + Online]

Planning Money

26 Best Jobs for 13-Year-Olds [Online + Side Hustles]

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๐Ÿ’ธ Kids’ Opinions = Cash! The Best Survey Sites for Minors

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22 Ways to Make Money in High School [In-Person + Online Only]

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Planning Money

Common IRA Money Mistakes to Avoid

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]