Riley Adams, CPA

Founder & CEO, WealthUpdate

About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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Landlord Insurance Demystified: What You’re Actually Buying and What It Costs

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Passive to Aggressive: 8 Ways to Generate Real Estate Yield at Any Effort Level

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The Hardest Part of Stock Market Wealth? Doing Absolutely Nothing

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Cash Surrender Value Explained (Without the Mind-Numbing Insurance Speak)

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The Mass Layoff List: 13 Companies That Recently Announced Significant Job Cuts

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The Mortgage-Free Fast Track: 5 Habits That Accelerate Full Home Ownership

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Beating the Tuition Trap: 3 Investment Accounts to Fund Your Child’s Education

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The Eviction-Proof Landlord: A Bulletproof System for Background Checks

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Don’t Cash Out by Accident: The Safe Way to Handle Your 401(k) After a Layoff or Resignation

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The High-Yield Upgrade: Moving Beyond Savings to a Certificate of Deposit (CD)

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Eviction Proofing: The Best Screening Tools to Keep Toxic Tenants Away

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The Training Wheels Are Off: How Unsecured Credit Cards Work

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The ROI Showdown: Does Debt or Cash Build a Bigger Real Estate Empire?

Managing Money

Acorns Early vs. Greenlight: Which Kids’ Debit Card Is Best?

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VTI vs. VOO: Which Is the Better Vanguard Index Fund?

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Checking Accounts and Credit Scores: Does One Affect the Other?

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The BRRRR Recycling Strategy: Building a Real Estate Empire Without Endless Down Payments

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The Estate Planning Fork in the Road: Should You Create a Revocable or Irrevocable Trust?

Career & Entrepreneurship

13 Large Companies That Announced Mass Layoffs This Year

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The Real Estate Team-Up Strategy: How Real Estate Syndication Lets You Tap Into Real Estate Deals Without Buying the Whole Building

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The Ultimate Head Start: 6 Assets to Gift Your Godchild Instead of Plastic Toys

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No Tenants, No Toilets: 8 Hands-Off Ways to Extract Cash from Real Estate

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Prescription for Savings: What to Know About Medicare Part D

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One Protects Your Cash, the Other Puts It at Risk: The Safety Truth About Credit vs. Debit

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The Self-Employed Dilemma: Should You Pick the Scale of a SEP or the Freedom of a Roth?

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The High School Hustle: 5 Teen Checking Accounts That Actually Teach Money Skills

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The Cradle-to-Campus Portfolio: A Guide to Kid-Focused Investment Accounts

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The Campus Credit Card Conundrum: A Launchpad for Credit Scores or a Fast Track to Debt?

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Single Doors vs. Entire Floors: How Investing in Apartment Buildings Supercharges Passive Cash Flow

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The Zero-History Blueprint: How to Secure Your First Credit Card Without a Score

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The 401(k) Fork in the Road: Rollover Rescue or Tax Trap?

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You Don’t Need a Finance Degree: The Absolute Beginner’s Blueprint to Investing

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The Strategic Philanthropist: Turning Your Generosity into a Tax Deduction

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Carrying a Balance: Credit Booster or Score Killer?

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Don’t Wait Until Age 18: How 17 Year Olds Can Start Building Credit Now

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The Baby Baptism Gift Guide: 5 Present Ideas that Increase in Value

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Qualified Purchasers vs. Accredited Investors: Which Has More Power and How You Can Become Them

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The Next Generation of Currency: How to Open a Kids’ Crypto Investment Account

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Understanding UTMA Accounts: The Financial Framework and Tax Implications

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The Clueless Guest’s Guide to the Perfect Bat Mitzvah Gifts

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Medicare Part B: A Beginner’s Guide

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Confused by Medicare Part C? Here Are the Basics of Medicare Advantage

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First Paycheck, First Goals: The Top Savings Targets for Working Teens

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The Diversified Edge: How to Strengthen Your Portfolio with Non-Stock Assets

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Building Future Credit: How Parents Can Kickstart a Child’s Credit Profile

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The Century-Long Present: How to Gift Your Child the Power of Compound Interest

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The Neighborhood Portfolio: Cultivating Local Growth Through Small Business Investing

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Audit-Proofing Your Real Estate: The Top Accounting Tech for Savvy Landlords

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The Power of Early Compounding: How to Invest for Your Child’s Long-Term Security

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Credit vs. Debit for Kids: Choosing Between Building Credit and Tracking Spending

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Your Next Investment Chapter: Exploring Investments Opportunities For Accredited and Sophisticated Investors

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Credit for Minors: How to Use Authorized User Status to Bypass Age Limits

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The 15-Year-Old Job Directory: 25 Practical First-Job Opportunities

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The Landlord’s Guide to Venmo: Pros, Cons, and Other Options

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IRA vs. 401(k): A Clear Guide to the Biggest Differences

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The Psychology of the First of the Month: How to Incentivize On-Time Tenants

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Plastic-Free Power: 7 Smart Strategies to Build Credit on Your Own Terms

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From Shoebox to Spreadsheet: Streamlining Your Rental Property Finances

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Compound Interest from the Crib: The Best Investment Accounts for the Minors

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Ditching the Property Manager: The Essential Tasks and Tools for Independent Landlords

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Risk, Rewards, and Restrictions: The Real Differences Between Secured and Unsecured Cards

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The High School Paycheck: A Teenager’s Guide to Earning and Saving Successfully

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The Untethered Landlord: 8 Tools for Automated Rent Collection

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Money Talk Made Simple: 8 Tips for Introducing Your Kids to the Stock Market

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Feed Your Portfolio: How to Start Investing in Grocery Stores

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The Private Debt Power Move: How Main Street is Finally Tapping Into Wall Street’s Edge

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Rent Day Just Got an Upgrade: Say Goodbye to Mailbox Hunting with These 6 Sleek Tools

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High-Stakes, High-Reward: 10 Growth Engines Every Wealth-Builder Needs

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Smart Spenders, Safe Limits: 6 Top Kid-Centric Debit Cards for Financial Independence Without the Risk

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Medicare Part A for Beginners: How This ‘Part’ of Medicare Works

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The Rocket Ship Portfolio: Targeting Assets Likely to Appreciate

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Delegating the Drama: The ROI of Letting an Expert Handle Your Tenants

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The Teenager’s Guide to Retiring at 40: Where Teens Should Put Their Money

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The Rent Reporting Playbook for Landlords

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The Digital Allowance: A Parent’s Guide to Starting Their Kid’s Crypto Journey

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The Training Wheels of Finance: 7 Prepaid Cards for Teens & Kids

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No Heir? No Problem. Here Are 5 Things to Do With Your Assets

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The Private Equity Pivot: Reallocating Capital for Maximum Growth

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The Landlord’s Ledger: 12 Steps to Financial Peace of Mind

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Teaching Finance, One Tap at a Time: Best Banking Apps for Kids & Teens

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First Stocks, Then Success: The Top 5 Investment Accounts for Kids

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Stop the Eviction Before It Starts: How to Run a Tenant Credit Check

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From TikTok to Transactions: 7 Best Kids’ Savings Accounts

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The End of the “Can I Have $20?” Era: Smarter Spending for Teens Through Debit Cards

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The Alternative Asset Shopping List: 7 Items to Own That Aren’t Stocks

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Smart Starts: The Simple Guide to Your Child’s First Bank Account

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Property Profits: The No-Nonsense Path to Monthly Money

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Credit Card Rent Payments: Are You Farming Rewards or Harvesting Debt?

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The Pajama Paycheck: 16 Realistic Ways to Earn While You Dream

Managing Money

Can Your Budget Handle Higher Gas Prices?

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The Intelligence Brief: 7 Portfolio Trackers That Solve the Complexity Crisis

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Operational Influence: How to Pivot from Managing Tasks to Inspiring Teams

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4 Strategic Moves to Net $100 Every Day

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Strategic Oversight: 8 Analysis Platforms for the Data-Obsessed Investor

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The Wealth Seed: 10 Non-Toy Presents That Build a Real-World Legacy

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The Early Advantage: 7 Accounts That Give Your Kids a 20-Year Head Start

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Is Fundrise Still King? 7 Real Estate Alternatives That Might Deserve Your Capital

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15 Signs You’re Leaving Money on the Table by Doing Your Own Taxes

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The Price of Performance: Comparing Value in Seeking Alpha vs. Motley Fool

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The Art of the Start: How to Start Investing This Year

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The Sleep-Soundly Portfolio: 7 Beginner Moves for Long-Term Wealth

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Safety Net Included: 7 Free Debit Cards That Give Kids Freedom (and Parents Control)

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Level Up Your Finances: 12 Investment Apps That Turn Beginners Into Pros

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The Accredited Advantage: 11 Private Deals You’re Finally Eligible For

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Finding Your Match: 9 Versatile Schwab Alternatives for Every Investor

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The Windfall Roadmap: 5 Priority Levels for a Lump Sum Insurance Payout

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Fortress Your Finances: 11 Strategic Investment Accounts to Secure Your Wealth

Managing Money

8 Best Debit Cards for Rewards + Cash Back

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Is a High-Yield Savings Account a Good Way to Fight Back Against Inflation?

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Retirement Remixed: 10 Popular 401(k) Alternatives

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The Escrow Essential: Opening Your First Rental Deposit Account

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Pocket Change Pro: Quick Hacks to Find an Extra $5 Today

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Your Phone is a Piggy Bank: 9 Best Automatic Savings Apps

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The Roth Revolution: 9 Best Platforms for Serious Roth IRA Savers

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Goodbye, Stolen Deposits: How Escrow Guards Your Move-In Money

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More Than a ‘BCC’ Email: Writing a Goodbye That Honors Your Old Work Tribe

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Frictionless Finance: 7 Digital Tools for Consistent, Automated Saving

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Age-Appropriate Earnings: How Much to Pay Kids for Allowance

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Monetizing Spare Time: 13 Platforms for a Quick $20 Earnings Boost

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Strategic Spending: A Guide to Picking the Credit Card Type You Actually Need

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Liquid Growth or Locked-In Gains? Choosing Between REITs and Private Placements

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From Your Couch to Your Wallet: Quick $10 Digital Hustles

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The Digital Door Prize: 8 Apps Paying You Just to Sign Up

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The Benjamin Sprint: 12 Ways to Bridge the Gap Before Payday

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The Private Equity Compass: Mapping Your Way Through Buyouts and Growth Capital

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The Magic of Math: How a Tiny Brokerage Account for Your Child Becomes a Massive Future

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REITs and Private Equity: The Lazy Investor’s Guide to Building a Real Estate Empire

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The IRA: The Difference Between a ‘Gold’ and ‘Old’ Retirement

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The “Stealth IRA”: How to Retire Early Using Your HSA

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Why You’re Broke by College Midterms (And How to Make it Stop)

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Flip the Budgeting Script: How to Ditch Conventional Budgeting for Reverse Budgeting to Save More

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The Bill-Pay Backdoor: How to Credit-Hack Your Way to Lower Interest Rates

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Zero to $10K: The Fast-Track Framework for Aggressive Earners

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No More Blind Spots: See Every Cent of Your Net Worth in Real Time With These Trackers

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Premium vs. Pocket: The Honest Guide to Picking a Health Plan That Won’t Break Your Budget

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Cracking the College Cost Code: How to Calculate Your Goal and Hit It

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Stop Guessing, Start Gaining: 5 Elite Stock Picking Services You Didn’t Know You Needed

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The Automatic Advantage: 8 Ways to Outsmart Your Spending & Save More

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The Diversification Map: 12 Places Your Money Should Be Working Right Now

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Stop Gambling, Start Growing: 7 Must-Know Stock Advisor Services & Websites

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Done-For-You Data: The Easiest Way to Create a Budget Spreadsheet in Excel

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Bull Market Ready: 14 High-Performance Websites for Stock Research

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The Fine Print: When Life Insurance Proceeds Are and Aren’t Taxable

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Seeking Alternatives: Other Popular Stock Picking Services When Seeking Alpha Isn’t Cutting It

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Being Risky & Budgeting: How to Start Investing as a Young Adult

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Your Beginner’s Guide to Term Life Insurance

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Index Funds: Why This Buy-It-and-Forget-It Investing Style Is a Smart Move

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10 Useful Tax Deductions You May Forget Every Year

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Should You Add Insurance Riders to Your Policy?

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Margin Lending: A Way to Double Your Returns or Double Your Losses?

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Research Rules the Stock Market. These Are the Financial Metrics that Matter Most When Selecting Stocks.

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In Your 20s and Ready to Invest? These Are the Best Assets and Accounts

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The 6 Steps Beginners Use to Make Money in the Stock Market

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Don’t Just Diversity Your Investments. Diversify Your Accounts Too. Here’s 8 Types of Accounts to Consider.

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VTI or SPY? Which ETF Deserves a Spot in Your Portfolio?

Investing Money

The Best Retirement Plans for 2026 [Workplace + Individual]

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

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💵 Statistics Over Assumptions: 36 Eye-Opening Personal Finance Stats for Americans

Investing Money

10 California-Based Companies That Moved to Other States in the 2020s

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🤔 Machine Learning Milestones: 30 Interesting Machine Learning Statistics

Managing Money

7 Best Student Checking Accounts for 2026

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✅ 16 Interesting Data Privacy Stats & Trends [And How to Control Your Digital Blueprint]

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💰13 Passive Income Apps to Earn You Money While You Relax

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🚀 13 Best Stock News Apps & Sites to Up Your Investing Game

Investing Money

Seeking Alpha vs. Motley Fool: Which Stock Service Is Better?

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🏆 Your Ultimate Budgeting Arsenal: 11 Quicken Alternatives to Manage Your Money Like a Pro

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🚀 Wallet-Friendly Wealth Building: 7 Platforms That Let You Buy Fractional Stocks

Planning Money

Gift Contributions to Reduce the National Debt: The Who, What, & How of Gifting the U.S. Treasury

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🏦 24 Ways to Make Money as a Kid

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🌱 Plant Your Money Trees: 16 Assets That Sprout Consistent Cash

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📲 Screens Can Mean Savings: Best Apps to Build Your Kid’s Money Superpowers

Taxes

7 Ways the IRS Knows What You’re Earning and Spending

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☕ Ditch the Latte, Buy the Stock: 10 Micro-Investing Apps That Make Starting Simple

Taxes

Mega Millions after taxes: How much will the $900 million winner keep?

Planning Money

Shred or Save? Your Guide to Which Financial Documents to Keep

Planning Money

Catch-Up Contributions Are Changing in 2026. Are You Ready?

Taxes

Mega Millions After Taxes: How Much Will the $575 Million Winner Get?

Retirement Planning

Retirement Buckets: A Simple Strategy for Your Retirement Savings

Investing Money

7 Best Micro-Investing Apps [Small Investment Apps]

Planning Money

How to Pass an IRA to Heirs [Without Leaving a Tax Mess]

Taxes

How Can I Lower My Taxes in Retirement? 8 Proven Strategies

Planning Money

How Is Your Retirement Income Taxed?

Retirement Planning

Budgeting in Retirement: Our Step-by-Step Guide

Planning Money

Dynasty Trusts: A Beginner’s Guide to Passing Down Wealth

Retirement Planning

Are You Saving Enough for Retirement?

Planning Money

How to Maximize Social Security Spousal Benefits

Investing Money

8 Swing Trade Alerts Services [Apps for Profitable Trades in 2025]

Investing Money

7 Best Motley Fool Alternatives [Competitors’ Sites to Use]

Retirement Planning

What to Do With Your 401(k) When You Retire

Retirement Planning

Rule of 55 vs Rule 72(t): What’s the Difference?

Retirement Planning

What Is Rule 72(t) for Penalty-Free Retirement Account Withdrawals?

Investing Money

7 Best Stock Advisor Websites & Services to Seize Alpha

Planning Money

Can You Receive Social Security Benefits While Working?

Investing Money

6 Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

Planning Money

Best Instant Sign-Up Bonus Apps [Grab Free Cash Instantly]

Planning Money

Free $5 Instantly: How to Make an Extra $5 Fast

Planning Money

How to Make $20 Fast [12 Legit Ways to Get Free $ Instantly]

Planning Money

Free $10 Instantly: Make $10 Fast With Bonuses + Cash Back

Managing Money

How to Get Free Money Now [14 Ways to Earn Money Today]

Planning Money

24 Summer Jobs for Teens [Start Your Job Search Here]

Investing Money

13 Best Apps That Give You Money for Signing Up [Free Money]

Planning Money

How to Make Money in High School [Earn Your First $1,000]

Planning Money

How to Make Money as a Kid [24 Ways For Any Age]

Planning Money

5 Best Paid Surveys for Kids and Teens [Online Surveys]

Planning Money

29 Best Side Hustles for Teens [In-Person + Online]

Planning Money

26 Best Jobs for 13-Year-Olds [Online + Side Hustles]

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💸 Kids’ Opinions = Cash! The Best Survey Sites for Minors

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

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22 Ways to Make Money in High School [In-Person + Online Only]

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

Planning Money

How Much Should I Save Each Month?

Planning Money

Common IRA Money Mistakes to Avoid

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2024]

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

20 Alarming Gen X Retirement Statistics

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In [2024]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Do Installment Loans Build Credit?

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]

Legal

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