Riley Adams, CPA

Founder & CEO, WealthUpdate

About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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No Heir? No Problem. Here Are 5 Things to Do With Your Assets

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The Private Equity Pivot: Reallocating Capital for Maximum Growth

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The Landlord’s Ledger: 12 Steps to Financial Peace of Mind

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Teaching Finance, One Tap at a Time: Best Banking Apps for Kids & Teens

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First Stocks, Then Success: The Top 5 Investment Accounts for Kids

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Stop the Eviction Before It Starts: How to Run a Tenant Credit Check

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From TikTok to Transactions: 7 Best Kids’ Savings Accounts

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The End of the “Can I Have $20?” Era: Smarter Spending for Teens Through Debit Cards

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The Alternative Asset Shopping List: 7 Items to Own That Aren’t Stocks

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Smart Starts: The Simple Guide to Your Child’s First Bank Account

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Property Profits: The No-Nonsense Path to Monthly Money

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Credit Card Rent Payments: Are You Farming Rewards or Harvesting Debt?

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The Pajama Paycheck: 16 Realistic Ways to Earn While You Dream

Managing Money

Can Your Budget Handle Higher Gas Prices?

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The Intelligence Brief: 7 Portfolio Trackers That Solve the Complexity Crisis

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Operational Influence: How to Pivot from Managing Tasks to Inspiring Teams

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4 Strategic Moves to Net $100 Every Day

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Strategic Oversight: 8 Analysis Platforms for the Data-Obsessed Investor

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The Wealth Seed: 10 Non-Toy Presents That Build a Real-World Legacy

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The Early Advantage: 7 Accounts That Give Your Kids a 20-Year Head Start

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Is Fundrise Still King? 7 Real Estate Alternatives That Might Deserve Your Capital

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15 Signs You’re Leaving Money on the Table by Doing Your Own Taxes

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The Price of Performance: Comparing Value in Seeking Alpha vs. Motley Fool

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The Art of the Start: How to Start Investing This Year

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The Sleep-Soundly Portfolio: 7 Beginner Moves for Long-Term Wealth

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Safety Net Included: 7 Free Debit Cards That Give Kids Freedom (and Parents Control)

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Level Up Your Finances: 12 Investment Apps That Turn Beginners Into Pros

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The Accredited Advantage: 11 Private Deals You’re Finally Eligible For

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Finding Your Match: 9 Versatile Schwab Alternatives for Every Investor

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The Windfall Roadmap: 5 Priority Levels for a Lump Sum Insurance Payout

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Fortress Your Finances: 11 Strategic Investment Accounts to Secure Your Wealth

Managing Money

8 Best Debit Cards for Rewards + Cash Back

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Is a High-Yield Savings Account a Good Way to Fight Back Against Inflation?

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Retirement Remixed: 10 Popular 401(k) Alternatives

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The Escrow Essential: Opening Your First Rental Deposit Account

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Pocket Change Pro: Quick Hacks to Find an Extra $5 Today

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Your Phone is a Piggy Bank: 9 Best Automatic Savings Apps

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The Roth Revolution: 9 Best Platforms for Serious Roth IRA Savers

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Goodbye, Stolen Deposits: How Escrow Guards Your Move-In Money

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More Than a ‘BCC’ Email: Writing a Goodbye That Honors Your Old Work Tribe

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Frictionless Finance: 7 Digital Tools for Consistent, Automated Saving

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Age-Appropriate Earnings: How Much to Pay Kids for Allowance

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Monetizing Spare Time: 13 Platforms for a Quick $20 Earnings Boost

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Strategic Spending: A Guide to Picking the Credit Card Type You Actually Need

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Liquid Growth or Locked-In Gains? Choosing Between REITs and Private Placements

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From Your Couch to Your Wallet: Quick $10 Digital Hustles

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The Digital Door Prize: 8 Apps Paying You Just to Sign Up

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The Benjamin Sprint: 12 Ways to Bridge the Gap Before Payday

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The Private Equity Compass: Mapping Your Way Through Buyouts and Growth Capital

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The Magic of Math: How a Tiny Brokerage Account for Your Child Becomes a Massive Future

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REITs and Private Equity: The Lazy Investor’s Guide to Building a Real Estate Empire

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The IRA: The Difference Between a ‘Gold’ and ‘Old’ Retirement

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The “Stealth IRA”: How to Retire Early Using Your HSA

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Why You’re Broke by College Midterms (And How to Make it Stop)

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Flip the Budgeting Script: How to Ditch Conventional Budgeting for Reverse Budgeting to Save More

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The Bill-Pay Backdoor: How to Credit-Hack Your Way to Lower Interest Rates

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2026’s Massive Job Cuts: 10 Well-Known Companies That Laid Off a High Number of Employees

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Zero to $10K: The Fast-Track Framework for Aggressive Earners

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No More Blind Spots: See Every Cent of Your Net Worth in Real Time With These Trackers

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Premium vs. Pocket: The Honest Guide to Picking a Health Plan That Won’t Break Your Budget

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Cracking the College Cost Code: How to Calculate Your Goal and Hit It

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Stop Guessing, Start Gaining: 5 Elite Stock Picking Services You Didn’t Know You Needed

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The Automatic Advantage: 8 Ways to Outsmart Your Spending & Save More

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The Diversification Map: 12 Places Your Money Should Be Working Right Now

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Stop Gambling, Start Growing: 7 Must-Know Stock Advisor Services & Websites

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Done-For-You Data: The Easiest Way to Create a Budget Spreadsheet in Excel

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Bull Market Ready: 14 High-Performance Websites for Stock Research

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The Fine Print: When Life Insurance Proceeds Are and Aren’t Taxable

Career & Entrepreneurship

10 Large Companies That Announced Mass Layoffs This Year

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Seeking Alternatives: Other Popular Stock Picking Services When Seeking Alpha Isn’t Cutting It

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Being Risky & Budgeting: How to Start Investing as a Young Adult

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Your Beginner’s Guide to Term Life Insurance

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Medicare Part D: A Dive Into the Prescription Drug Plan

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Index Funds: Why This Buy-It-and-Forget-It Investing Style Is a Smart Move

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10 Useful Tax Deductions You May Forget Every Year

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Should You Add Insurance Riders to Your Policy?

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Medicare Advantage 101: How Medicare Part C Works

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Margin Lending: A Way to Double Your Returns or Double Your Losses?

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Research Rules the Stock Market. These Are the Financial Metrics that Matter Most When Selecting Stocks.

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Buying Stocks Is Different Than Placing Bets. This Is How Investing Differs From Gambling.

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Confused by Custodial Accounts? This Is How They Help You Invest for Minors

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In Your 20s and Ready to Invest? These Are the Best Assets and Accounts

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The 6 Steps Beginners Use to Make Money in the Stock Market

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Don’t Just Diversity Your Investments. Diversify Your Accounts Too. Here’s 8 Types of Accounts to Consider.

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Tips and Tools: Your Step-by-Step Guide to Becoming an Investor

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The DIY Investor Guide: How to Develop Investing Skills

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The Perfect Balance: 13 Safe Investments With High Return Potential

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Too Many Stock Options Scrambling Your Brain? Here’s What to Look for in a Stock

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Give Godchildren Gifts That Keep Giving. Here’s 6 Financial Presents to Consider.

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How Do Prepaid Debit Cards Work? A Simple Explanation.

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The Magic of Compounding: Why Investing Sooner Is Better Than Later

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Your Beginner’s Guide for How to Get a High Credit Score

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Landlord Insurance 101: Costs & Coverage

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Real Estate Wins: 8 Different Ways to Earn Money From Real Estate

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The Stock Market’s Not-So-Secret Way of Growing Your Wealth

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How Does the Cash Surrender Value of a Life Insurance Policy Work?

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Get Your Mortgage Moving. 5 Ways to Pay it Down Quicker.

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Saving For Your Kid’s College? Here’s 3 Types of Accounts to Consider

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Get Excellent Tenants, Every Time. How to Run a Background Check on a Prospective Tenant

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401(k) Rollover Realities: What Happens to Your 401(k) After Leaving a Job

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Is a Certificate of Deposit (CD) Your Savings Missing Piece?

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Prevent Tenant Troubles With One of These Top Screening Services

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The Beginner’s Guide to Unsecured Credit Cards: How They Work and Who Can Have Them

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Mortgage vs. Cash for Rental Properties: Which Is More Strategic?

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Medicare Part B for Newbies: Understanding How This ‘Part’ of Medicare Works

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Will Opening a New Checking Account Affect My Credit Score?

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Buy, Repair, Rent, Refinance, and Repeat. A Look Into the BRRRR Method for Real Estate Investing

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Real Estate Syndication for Beginners: How to Get Started Safely and Minimize Risk

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Being a Landlord Isn’t the Only Way to Generate Money From Real Estate. Here’s 8 Ways to Earn Passive Income From Real Estate

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Credit Cards vs. Debit Cards: Which Keep Your Cash Safer?

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Is a Roth IRA or SEP IRA Better For Your Retirement Savings?

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Teens Need to Bank Too. Check Out the Top 5 Checking Accounts for Teenagers.

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Don’t Stress About Your Child’s Future. Invest for it Instead. Here’s How to Get Started.

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Are Credit Cards for College Kids a Smart Idea?

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How to Up Your Alternative Investment Game by Investing in Apartment Buildings

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The Complete Newbies’ Guide to Credit Cards and How to Get Your First One

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Leaving Your Job? Here’s How to Handle Your 401(k)

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New to Investing? No Problem! Here’s How to Get Started

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Give Money, Save Money. How Charitable Tax Deductions Work.

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Is Carrying a Credit Balance Good for Your Score or Detrimental?

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You Don’t Need to Be an Adult to Build Credit. Here’s How 17-Year-Olds Can Start

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VTI or SPY? Which ETF Deserves a Spot in Your Portfolio?

Investing Money

The Best Retirement Plans for 2026 [Workplace + Individual]

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Attending a Baptism? These Are the Best Monetary Baptism Gifts

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VTI vs. VOO: A Head-to-Head Comparison of These Popular ETFs

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Qualified Purchasers and Accredited Investors: Why These are VIPs in the Investing Realm

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Crypto Isn’t Just for Adults. Here’s How to Open an Account for Your Child.

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Are UTMA Accounts a Smart Way to Save for Your Child’s Future?

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Heading to a Bat Mitzvah? These Are the Best Gifts to Give

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When Teens Get Their First Taste of Money, These Are Some of the Things They Can Start Saving Toward

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Diversify Your Portfolio With These Top Non-Stock Investments

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Your Simple Guide to Helping Your Kid Create a Credit History

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Skip the Birthday Card and Cash. Instead, Open One of These Top Savings Account for Your Child.

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Small Business, Big Possibilities: A Simple Guide to Investing in Small Businesses 🤝

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💻 Rental Property Accounting Can Be Tricky. These FREE and Paid Software Options Make it Much Easier.

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💰How to Save Money for Your Child Now So They’re Financially Secure Later

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🤔 Should You Get Your Child a Credit or Debit Card?

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💸 The Top Investment Opportunities for Accredited and Sophisticated Investors

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❓How to Avoid Credit Card Age Limits Through Authorized User Status

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💵 15 and Ready for a First Job? 25 Great Gigs for 15-Year-Olds

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💰401(k) or IRA: Which Should You Fund First in 2026?

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📱Should Landlords Accept Rent Through Venmo?

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⏰ Get Rent On Time, Every Time. Here’s What You Need to Do.

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💳 No Credit Card? No Problem! 7 Other Ways to Establish Credit

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💸 Your Simple Step-by-Step Guide for Rental Property Accounting and Bookkeeping

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💵 Yes, Minors Can Invest. Here’s the Best Accounts for Those Under-18

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🏡 The Landlord’s Toolkit: The Tops Tasks & Tools for DIY Landlords

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💳 Secured & Unsecured Credit Cards: What’s the Difference?

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💼 The High-School Hustle: How Teens Can Earn & Save Money

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🏖️The Beach-Ready Landlord: 8 Tools to Put Your Rent Collection on Autopilot

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🚀 Small Hands, Big Portfolios: 8 Tips for Discussing Investing With Kids

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💰The Checkout Line Goldmine: Your Guide to Investing in Grocery Stores

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🏃‍♂️Stop Chasing Envelopes: 6 Apps That Put Your Rental Income on Autopilot

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🎟️ VIP Access Granted: Your Playbook for Entering the Private Credit Market

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

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💵 Statistics Over Assumptions: 36 Eye-Opening Personal Finance Stats for Americans

Investing Money

10 California-Based Companies That Moved to Other States in the 2020s

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🤔 Machine Learning Milestones: 30 Interesting Machine Learning Statistics

Managing Money

7 Best Student Checking Accounts for 2026

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✅ 16 Interesting Data Privacy Stats & Trends [And How to Control Your Digital Blueprint]

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💰13 Passive Income Apps to Earn You Money While You Relax

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🚀 13 Best Stock News Apps & Sites to Up Your Investing Game

Investing Money

Seeking Alpha vs. Motley Fool: Which Stock Service Is Better?

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🏆 Your Ultimate Budgeting Arsenal: 11 Quicken Alternatives to Manage Your Money Like a Pro

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🚀 Wallet-Friendly Wealth Building: 7 Platforms That Let You Buy Fractional Stocks

Planning Money

Gift Contributions to Reduce the National Debt: The Who, What, & How of Gifting the U.S. Treasury

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🏦 24 Ways to Make Money as a Kid

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🌱 Plant Your Money Trees: 16 Assets That Sprout Consistent Cash

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📲 Screens Can Mean Savings: Best Apps to Build Your Kid’s Money Superpowers

Taxes

7 Ways the IRS Knows What You’re Earning and Spending

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☕ Ditch the Latte, Buy the Stock: 10 Micro-Investing Apps That Make Starting Simple

Taxes

Mega Millions after taxes: How much will the $900 million winner keep?

Planning Money

Shred or Save? Your Guide to Which Financial Documents to Keep

Planning Money

Catch-Up Contributions Are Changing in 2026. Are You Ready?

Taxes

Mega Millions After Taxes: How Much Will the $575 Million Winner Get?

Retirement Planning

Retirement Buckets: A Simple Strategy for Your Retirement Savings

Investing Money

7 Best Micro-Investing Apps [Small Investment Apps]

Planning Money

How to Pass an IRA to Heirs [Without Leaving a Tax Mess]

Taxes

How Can I Lower My Taxes in Retirement? 8 Proven Strategies

Planning Money

How Is Your Retirement Income Taxed?

Retirement Planning

Budgeting in Retirement: Our Step-by-Step Guide

Planning Money

Dynasty Trusts: A Beginner’s Guide to Passing Down Wealth

Retirement Planning

Are You Saving Enough for Retirement?

Planning Money

How to Maximize Social Security Spousal Benefits

Investing Money

8 Swing Trade Alerts Services [Apps for Profitable Trades in 2025]

Investing Money

7 Best Motley Fool Alternatives [Competitors’ Sites to Use]

Retirement Planning

What to Do With Your 401(k) When You Retire

Retirement Planning

Rule of 55 vs Rule 72(t): What’s the Difference?

Retirement Planning

What Is Rule 72(t) for Penalty-Free Retirement Account Withdrawals?

Investing Money

7 Best Stock Advisor Websites & Services to Seize Alpha

Planning Money

Can You Receive Social Security Benefits While Working?

Investing Money

6 Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

Planning Money

Best Instant Sign-Up Bonus Apps [Grab Free Cash Instantly]

Planning Money

Free $5 Instantly: How to Make an Extra $5 Fast

Planning Money

How to Make $20 Fast [12 Legit Ways to Get Free $ Instantly]

Planning Money

Free $10 Instantly: Make $10 Fast With Bonuses + Cash Back

Managing Money

How to Get Free Money Now [14 Ways to Earn Money Today]

Planning Money

24 Summer Jobs for Teens [Start Your Job Search Here]

Investing Money

13 Best Apps That Give You Money for Signing Up [Free Money]

Planning Money

How to Make Money in High School [Earn Your First $1,000]

Planning Money

How to Make Money as a Kid [24 Ways For Any Age]

Planning Money

5 Best Paid Surveys for Kids and Teens [Online Surveys]

Planning Money

29 Best Side Hustles for Teens [In-Person + Online]

Planning Money

26 Best Jobs for 13-Year-Olds [Online + Side Hustles]

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💸 Kids’ Opinions = Cash! The Best Survey Sites for Minors

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

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22 Ways to Make Money in High School [In-Person + Online Only]

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

Planning Money

How Much Should I Save Each Month?

Planning Money

Common IRA Money Mistakes to Avoid

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2024]

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

20 Alarming Gen X Retirement Statistics

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In [2024]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Do Installment Loans Build Credit?

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]

Legal

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