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The best bond funds do a lot of heavy lifting for everyday investors.

Bonds are portfolio staples that help investors achieve any number of goals—they provide a differentiated source of returns, deliver dependable income to retirees, and offer a measure of safety when the stock market isn’t cooperating.

Bond funds make it much easier to own bonds. They’re a source of instant diversification, holding hundreds if not thousands of bonds that you can purchase with a single click in your brokerage or retirement account. They give bond exposure to investors whose brokers don’t allow them to purchase individual debt issues. And they let managers or a rules-based index do the work for you, saving you from countless hours of research that you might not have the time or appropriate skills to conduct.

And the best bond funds? Well, exactly what one prizes in their fund holdings will vary from person to person. But generally speaking, these products will deliver superior strategies at a lower cost than their peers, and allow individual investors to buy in for a reasonable amount of money.

Let me introduce you to some of the best bond funds you can buy. Each of these funds captures a different slice of the bond market, so while you might not have a need for every product listed, there’s almost certain to be at least one fund that addresses your particular goals.

Editor’s Note: Tabular data included in this article is up-to-date as of Sept. 8, 2026.

 

Disclaimer: This article does not constitute individualized investment advice. Individual securities, funds, and/or other investments appear for your consideration and not as personalized investment recommendations. Act at your own discretion.

Why Invest in Bonds?


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A bond is debt issued by an entity—a nation’s government, a local municipality, even a business—that it uses to finance projects, equipment, or other needs. When you hold a bond, that entity is promising to eventually pay back your initial investment with interest, and that interest usually is paid out every six months.

Bonds largely trade in a range around their “par value,” which is how much their issuer has promised to pay back. (Basically, the initial price of the investment.) So while people generally invest in stocks for growth, they tend to invest in bonds for their income and relative stability.

“For investors with shorter time horizons (two years or less), bonds are typically a good place to invest to earn a conservative yield and protect principal,” says Paul Camhi, Vice President at investment firm The Wealth Alliance. “For instance, if you are saving money to buy your first home, keeping your money invested in short-term, high-quality bonds is a safe way to earn income on your cash.”

Also, investors typically want to invest more in bonds the closer they are to retirement, as their focus shifts from growing their wealth to protecting it. 

“If you expect to retire in 30 years or more, you might target as little as 10% in bonds,” Camhi says. “When you are 20 years out, you might increase that to 20%. At 10 years away from retirement, the allocation to bonds might be closer to 30%.”

Lastly, certain types of bonds offer tax advantages. Interest on municipal bonds, for instance, isn’t subject to federal taxes, and in some cases, it’s even exempt from state and local taxes. U.S. Treasury income, while taxable at the federal level, gets a pass from state and local levies.

How Did I Choose These Bond Funds?


Bond funds are a mind-blowingly big business, at more than $5 trillion in assets under management, according to the Investment Company Institute (ICI).

That money is spread across nearly 2,000 mutual funds, many of which have a variety of share classes with different expenses, sales charges, and investment minimums, so … suffice to say that if you had to start your search with a universe of “all bond funds,” you’d suffer analysis paralysis pretty quickly.

This list is meant to take some of the bricks off your shoulders.

I’ve narrowed that universe down to a handful of the best bond mutual funds by filtering for a number of qualities that should benefit the average investor. Specifically, all of the funds on this list meet the following criteria:

  • Morningstar Medalist Rating of at least Silver: Morningstar has two ratings systems—the Star ratings and the Medalist ratings. The latter are a forward-looking analytical view of a fund. Per Morningstar: “For actively managed funds, the top three ratings of Gold, Silver, and Bronze all indicate that our analysts expect the rated investment vehicle to produce positive alpha relative to its Morningstar Category index over the long term, meaning a period of at least five years. For passive strategies, the same ratings indicate that we expect the fund to deliver alpha relative to its Morningstar Category index that is above the lesser of the category median or zero over the long term.”
  • No loads/sales charges: In addition to annual expenses, some funds charge additional fees, including “loads.” For instance, if you invested $10,000 in a mutual fund with a 5% front-end load, the mutual fund provider would immediately take $500 out in fees. So, you’d already be starting behind the 8-ball, investing just $9,500 to start with. The funds here have no sales charges.
  • Low fees: The fund must have an annual expense ratio considered “Low” or “Below Average” by Morningstar, which means its fees are in the bottom two quintiles (the lowest 40%) of funds within its category.
  • Reasonable investment minimums: The maximum investment minimum for inclusion is $5,000. But only one fund on this list requires that much to start. Most require between $1,000 and $2,500, and a few funds have zero investment minimums. Also, some fund providers explicitly lay out lower investment minimums for specific accounts, such as individual retirement accounts (IRAs). T. Rowe Price, for instance, has $2,500 minimum initial investments on many of its funds, but lowers that minimum to $1,000 when investing through an IRA.
  • Broad availability: Many mutual funds have several share classes, many of which are limited to certain types of accounts, like, say, only for 401(k)s or only for wealth management clients. All funds here are Investor-class or other shares that are generally considered to be widely available to retail investors.

From the much more manageable resulting list, I’ve selected a group of bond mutual funds that cover most of the core fixed-income strategies that investors commonly seek out. This should ensure that there’s at least one bond fund, if not many, for just about anyone reading this.

Editor’s note: Mutual funds selected for 2026 all had Gold or Silver Medalist ratings as of the beginning of the year. Funds will remain on the list throughout 2026 as long as they maintain a Medalist rating of at least Bronze. Funds that fall below that threshold will be replaced.

The Best Bond Funds You Can Buy


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I have a few final considerations for you to keep in mind as you read this list.

  • All of these funds have no loads, but brokerage commission fees might apply; check your brokerage before purchasing. 
  • Your brokerage might require a larger minimum initial investment for mutual funds than the fund itself requires. And some brokerage accounts might not let you purchase certain funds, even if they’re generally available to retail investors. (For instance, you might be able to buy the completely made-up Woodley Investments Corporate Bond Fund at Schwab, but not at Fidelity.)
  • Lastly, this isn’t a ranking of the best bond funds. Every fund on here rates as excellent already. Instead, I’ve ordered this list by starting with the most broad-based bond categories, then making my way into more specific strategies.

With all that out of the way, let’s look at the best bond funds you can buy.

1. Fidelity U.S. Bond Index Fund


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  • Style: Intermediate-term core bond
  • Assets under management: $69.5 billion
  • SEC yield: 4.6%*
  • Expense ratio: 0.025%, or 25¢ per year for every $1,000 invested
  • Minimum initial investment: None
  • Morningstar Medalist Rating: Gold

Let’s start with one of the most basic of strategies: “core bond.” Core bond fund portfolios will predominantly own investment-grade U.S. bonds, including Treasuries, corporates, and securitized debt, such as mortgage-backed securities (MBSes). They’ll usually be allowed to own below-investment-grade bonds (aka junk), but just a little—often no more than 5%.

The Fidelity U.S. Bond Index Fund (FXNAX) is an intermediate-term core bond fund, which in Morningstar parlance means one of two things:

  • Portfolio duration is 3.5 to six years. Duration is a measure of interest-rate sensitivity. A duration of 3.5 years implies that for every 1-percentage-point rise in interest rates, the fund would experience a short-term decline of 3.5%, and vice versa. The actual calculation is more complex; this is just a simplification that helps investors understand the greater the duration, the greater the risk.
  • Average effective maturity of the portfolio is four to 10 years. Morningstar only uses this if duration is not available.

In return for this medium interest-rate risk, intermediate-term bond portfolios tend to deliver middle-of-the-road yields.

Related: The 7 Best Gold ETFs You Can Buy

FXNAX tries to replicate the Bloomberg U.S. Aggregate Bond Index, aka “the Agg.” This is arguably the king of bond indexes; hundreds of billions of dollars are invested in funds that track this benchmark.

The resulting 10,518-issue portfolio is exactly what you’d expect out of a core bond fund: Heavy exposure to U.S. Treasuries (45%), corporate bonds (26%), and MBSes (23%), with sprinklings of other debt, including U.S. agency debt, commercial MBSes (CMBSes), and asset-backed securities (ABSes). Duration is at the long end of the intermediate-term spectrum, at 5.7 years (so for every 1-point rise in market interest rates, FXNAX would be expected to decline 5.7%, and vice versa), and often hovers around the six-year mark.

Why is Fidelity U.S. Bond Index among the market’s best bond funds? In addition to tracking a generally well-regarded bond index, FXNAX charges a paper-thin 0.025% in annual expenses and has no minimum initial investment. In other words: It’s one of the most accessible core bond funds you’ll find.

* SEC yield reflects the interest earned across the most recent 30-day period. This is a standard measure for funds holding bonds and preferred stocks.

Related: The 11 Best Fidelity Funds to Buy Now

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2. Bridge Builder Core Plus Bond Fund


  • Style: Intermediate-term core-plus bond
  • Assets under management: $48.8 billion
  • SEC yield: 5.1%
  • Expense ratio: 0.16%*, or $1.60 per year for every $1,000 invested
  • Minimum initial investment: None
  • Morningstar Medalist Rating: Gold

Another broad-based strategy is “core-plus bond,” which as the term would imply, is “core bond” with some funk rubbed all over it. Core-plus bond funds will still be focused on investment-grade U.S. debt, but they’ll have more leeway to hold corporate junk, as well as emerging-markets debt, bank loans, debt denominated in foreign currencies, and a host of other bonds.

Bridge Builder might not have the same name cachet as other fund providers on this list, such as Vanguard and Fidelity—indeed, roughly $230 billion in AUM across its dozen or so mutual funds is a pittance compared to those names. But it has a gem in Bridge Builder Core Plus Bond Fund (BBCPX), which is the only intermediate-term core-plus bond fund to meet my criteria.

Related: 8 Low- and Minimum-Volatility ETFs for Peace of Mind

As of the most recent read, BBCPX’s largest allocation is to MBSes (37%), followed by big chunks of government-related bonds (24%), corporate bonds (21%), and ABSes (10%). It also owns slivers of short-term investments, collateralized loan obligations (CLOs), bank loans, U.K. government bonds, convertible securities, and more. And despite having the flexibility of investing more in junk than a regular core bond strategy, only about 5% of BBCPX’s portfolio is rated below investment-grade.

The fund celebrated its 10th birthday last summer, opening up 10-year performance data in Morningstar. Like with all other meaningful timeframes, Bridge Builder Core Plus Bond has beaten both its category and Morningstar’s performance benchmark index. It’s also in the top quarter or better of all category funds by performance over the trailing three-, five- and 10-year periods.

Despite employing numerous managers across four different sub-advisers—BlackRock, Pimco, Metropolitan West and Loomis, Sayles—it’s able to offer an extremely low 0.16% expense ratio.

* 0.39% gross expense ratio is reduced with a 23-basis-point fee waiver through at least Oct. 28, 2026.

Related: The 13 Best Mutual Funds for the Rest of 2026

3. Vanguard Short-Term Treasury Index Fund Admiral Shares


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  • Style: Short-term government bond
  • Assets under management: $39.2 billion
  • SEC yield: 4.2%
  • Expense ratio: 0.06%, or 60¢ per year for every $1,000 invested
  • Minimum initial investment: $3,000
  • Morningstar Medalist Rating: Silver

If you want to prioritize safety over yield, you could always invest in extremely high-quality bonds. In general, the higher an issuer’s credit quality, the higher the implied likelihood that an investor will get their full interest and principal … and as a result, the less yield an issuer must offer to draw interest in their bonds. And not much beats U.S. Treasuries, which are among the best-rated bonds on the planet.

Another way to lower risk is to own bonds with shorter maturities. Let’s say you’re choosing between two bonds from the same issuer: Bond A, which matures in two years, and Bond B, which matures in 20 years. Everything else being equal, you’d probably feel safer with Bond A, given that a lot could happen in the additional 18 years Bond B needs to mature!

Interest rates matter, too. When rates go higher, new bonds pay more, which tempt people to sell their old bonds for the new, higher-paying bonds. But the temptation is much greater when you’re dealing with longer-term bonds with lots of payments remaining—and not so great for short-term bonds with one or just a couple payments left.

In short: The longer the maturity, the more risk a bond buyer assumes. That’s why longer-term bonds tend to offer higher yields than shorter-term bonds.

Related: 10 Best Low-Cost Fidelity Index Funds to Buy Now

The Vanguard Short-Term Treasury Index Fund Admiral Shares (VSBSX), then, is a perfect product for investors who want to earn some money on their investment but don’t want to take on a lot of risk.

VSBSX invests in a tight grouping of 91 Treasury bond issues with maturities of between one and three years. Meanwhile, duration is a scant 1.9 years, which means Vanguard Short-Term Treasury Index Fund would fall just 1.9% in response to a 1-percentage-point hike in interest rates. The flip side? VSBSX wouldn’t rise as much if interest rates declined.

In other words, there’s not much room for upside; the fund typically is in line with or a little bit better than the category average. But it’s a relatively safe portfolio yields a little more than 4%, and that income is exempt from state and local taxes. So if you want portfolio protection that can still generate some income, this Vanguard mutual fund is one of the best bond funds you can buy.

And if you only have access to exchange-traded funds (ETFs), you can buy this as the Vanguard Short-Term Treasury ETF (VGSH, 0.03% expense ratio), which trades for about $60 per share right now.

Related: The 10 Best Fidelity ETFs You Can Buy [Invest Tactically]

 

4. Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares


  • Style: Corporate bond
  • Assets under management: $72.0 billion
  • SEC yield: 5.5%
  • Expense ratio: 0.06%, or 60¢ per year for every $1,000 invested
  • Minimum initial investment: $3,000
  • Morningstar Medalist Rating: Gold

A little further up the risk/reward scale are intermediate-term corporate bonds.

A quick tip on bond-fund terminology. Unless you see words like “high yield” or “junk” attached to the type of debt, it’s a good assumption that the fund focuses only on investment-grade bonds in that class, not below-investment-grade. Example: It would be fair to assume that the completely fictional Woodley Wealth Corporate Bond Fund (WWCBX) primarily holds investment-grade corporates, and that the equally fictional Woodley Wealth Junk Debt Fund (WWJDX) invests primarily in below-investment-grade bonds.

You should always look under the hood to be sure, but it’s a decent rule of thumb.

Related: 11 Best Vanguard Funds for the Everyday Investor

Anyways, investment-grade corporates are typically lower-rated than Treasuries or other federal agency debt, so you’re taking on a little more risk, but you often get more yield in return. Similarly, stepping up from short-term bonds to intermediate-term bonds means you’re taking on more rate and default risk, but again, you’re usually compensated for that.

Put those two things together, and what do you get?

The Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares (VICSX) is one of the best ways to invest in this kind of debt. VICSX holds almost 2,300 investment-grade corporate bonds with maturities of between five and 10 years. You’ll see debt from all sorts of recognizable names in here, including the likes of Amazon.com (AMZN), Boeing (BA), and Pfizer (PFE).

VICSX’s portfolio is split roughly 55/45 between bonds rated A or above, and BBB-rated debt (the lowest investment-grade rating). Meanwhile, the focus on intermediates provides a fair blend of risk and income. Duration (a measure of interest-rate risk) is 6.0 years, which implies that a 1-percentage-point increase in interest rates would lead to a 6% short-term decline in the fund, and vice versa. Meanwhile, you’re getting more than 5% in yield on what is a pretty high-quality portfolio.

You can also get VICSX in ETF form: the Vanguard Intermediate-Term Corporate Bond ETF (VCIT, 0.03% expense ratio), which goes for a little more than $80 per share currently.

Related: Best Vanguard Funds to Hold in an HSA

5. GMO High Yield I Shares


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  • Style: High-yield bond
  • Assets under management: $132.0 million
  • Yield: 7.1%*
  • Expense ratio: 0.36%**, or $3.60 per year for every $1,000 invested
  • Minimum initial investment: None
  • Morningstar Medalist Rating: Gold

If you’re willing to take on quite a bit more risk in your bond portfolio, you can usually collect pretty high levels of income in exchange for your tolerance.

“Below-investment-grade,” for what it’s worth, doesn’t mean the bonds are nuclear. It’s simply a bond ratings agency’s way of saying that a particular bond carries a higher risk of default—and you’ll usually be compensated with a generous yield. Also, like with investment-grade debt, “junk” is made up of numerous ratings, not just one. Low-rated investment-grade debt can be a small step removed from highly rated junk debt!

Related: 7 Best Value Stocks to Buy Right Now

GMO High Yield I Shares (GMOZX), helmed by Joe Auth and Rachna Ramachandran, invests almost exclusively in corporate debt. The largest chunk by far (83%) is listed as “industrials,” but in bond speak, that actually covers not just the industrial sector, but technology, communications, and others. Virtually all of the rest is invested in financial institutions or utilities, though a sliver is actually invested in agency debt. The lion’s share of the fund’s portfolio is rated either BB (the highest junk rating, at 58% of assets) or B (32%). Effective maturity is quite short, though, at less than four years, helping GMOZX maintain a pretty low duration of 2.9 years.

An odd feature of this fund? Unlike many bond funds that pay out monthly, GMOZX only pays out annually, with the occasional semiannual payment. An SEC yield, then, is difficult to lock down. However, on a trailing 12-month basis, which factors in any payments made over the past year (in this case, two), the fund yields a healthy 7.1%. Unfortunately, that’s not as helpful as SEC yield for understanding how much yield you can expect in the near future.

Related: Direct Indexing: A (Tax-) Smarter Way to Index Your Investments

Also, GMO High Yield’s I shares, which have no investment minimum, are relatively new, having come to life in 2023. But over the trailing three years, GMOZX has beaten its Morningstar category average and is among the top 25% of category funds by performance.

Morningstar’s Gold rating on GMOZX is in part due to costs, which are kept low with a substantial fee reimbursement program.

* Represents the trailing 12-month yield.

** 0.57% gross expense ratio is reduced with a 21-basis-point fee reimbursement through at least June 30, 2027.

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6. Fidelity Intermediate Municipal Income Fund


  • Style: National intermediate-term municipal bond
  • Assets under management: $13.9 billion
  • SEC yield: 3.4%
  • Expense ratio: 0.37%*, or $3.70 per year for every $1,000 invested
  • Minimum initial investment: None
  • Morningstar Medalist Rating: Gold

Municipal bonds are typically issued by states, counties, cities, and other sub-federal government agencies. They’re sometimes used to fund general obligations and are backed by the municipality, though some are backed by the revenue a project would generate—say, a toll road. Muni bonds’ quality usually isn’t as high as similar federal debt but higher than comparable corporates.

But the glitziest trait of “munibonds” is their tax treatment. Municipal bonds’ interest is exempt from federal income taxes and net investment income tax (NIIT) … and if you live in the municipality in which it was issued, state and possibly even local income taxes. So whatever headline yield you see on a municipal bond, you’re probably earning much more once you factor in taxes.

Here’s a hypothetical example: You live in Maryland, make $275,000 per year, and are a single filer. In 2026, that puts you in the 35% federal tax bracket and the 5.75% Maryland state tax bracket, plus it requires you to pay an additional 3.8% in NIIT, for a total tax rate of 44.55%. You buy a Maryland municipal bond with a 3% yield, so your income isn’t subject to any of those taxes. Your “tax-equivalent yield” would be 5.4%. That means if you wanted to buy a normal taxable bond and get the same amount of post-tax yield as the 3% muni, that bond would have to yield 5.4%!

Related: 10 Best Index Funds You Can Buy Now

The Fidelity Intermediate Municipal Income Fund (FLTMX) is a national, intermediate-term munibond fund that holds more than 3,000 debt issues from all 50 states and the District of Columbia. Issuers include the likes of the Alabama’s Black Belt Energy Gas District, Georgia’s Main Street Natural Gas, Inc., and the Texas Municipal Gas Acquisition and Supply Corporation.

Because it holds such a wide variety of funds, state taxes won’t be much of a factor no matter where you live—for instance, the greatest portion of the portfolio is invested in munis from Texas, and that’s still just 16% of assets. The big break is on the federal end. While a 3.4% SEC yield doesn’t sound like all that much, someone paying a 35% federal rate and the 3.8% NIIT would need to be earning a yield of roughly 5.6% from a taxable bond fund to bring in the same amount of post-tax income.

Just be smart about account selection. This tax advantage disappears inside of a tax-advantaged account like an individual retirement account (IRA) or 401(k). To get the benefit of the tax-free income, you need to hold munibond funds like FLTMX in a taxable brokerage account.

* 0.39% gross expense ratio is currently reduced with a 2-basis-point fee waiver.

Related: 15 Best Investment Apps and Platforms [Free + Paid]

7. Vanguard Emerging Markets Government Bond Index Fund Admiral Shares


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  • Style: Emerging markets bond
  • Assets under management: $6.9 billion
  • SEC yield: 6.1%
  • Expense ratio: 0.20%, or $2.00 per year for every $1,000 invested
  • Minimum initial investment: $3,000
  • Morningstar Medalist Rating: Bronze

Every bond fund up until now has been focused on U.S. markets. But you absolutely can (and some advisors would say you should) have a little exposure to international bonds.

Vanguard Emerging Markets Government Bond Index Fund Admiral Shares (VGAVX), for instance, allows you to invest in the sovereign debt of emerging markets. There is no hard definition for an “emerging market” (EM), but it’s generally considered to be a nation with a faster-growing economy and a developing middle class that may also entail some risks, such as less regulated markets and political instability, compared to “developed markets.”

A little context to give you a mental picture: the U.S., western Europe, Japan, and Australia are considered developed markets. India, Brazil, and Poland are considered emerging markets.

Related: 8 Best Schwab Index Funds for Thrifty Investors

Emerging markets bonds typically entail more risk, which is often rewarded with higher yields. They provide a source of diversification, which can be helpful when U.S. bonds aren’t as productive. And they provide some exposure to the growth of these developing nations.

Vanguard’s EM government bond fund invests in 934 sovereign debt issues in over 60 nations, with Saudi Arabia, Mexico, Türkiye, and the United Arab Emirates among the highest-represented countries at the moment. Credit quality isn’t spectacular, but it’s not nightmare fuel, either. Almost 60% of assets are allocated to investment-grade bonds, while around 25% are in BB junk debt. That leaves only 15% of assets invested in bonds rated B or worse.

In return, we get a yield of more than 6%, and we’re paying a mere 20 basis points annually to get it. While VGAVX has been downgraded from Silver to Bronze this year, it’s still among the better bond funds you can buy, and it remains on our list until the end of the year (or longer, if it gets an upgrade).

You can also get VGAVX in ETF form: the Vanguard Emerging Markets Government Bond ETF (VWOB, 0.15% expense ratio), which goes for about $65 per share currently.

Related: 9 Apps With Free Stocks for Signing Up [Get Free Shares]

8. T. Rowe Price Dynamic Credit Fund


  • Style: Nontraditional bond
  • Assets under management: $1.4 billion
  • SEC yield: 7.0%
  • Expense ratio: 0.63%*, or $6.30 per year for every $1,000 invested
  • Minimum initial investment: $2,500
  • Morningstar Medalist Rating: Gold

Many bond products must stay within certain parameters—they can only hold these kinds of bonds, they have to have this percentage of investment-grade bonds, maturities must be at least this long. But nontraditional bond funds’ restraints are typically few and far between, with managers given not just a long leash on the types of bonds they can carry, but sometimes also permission to use derivatives.

Or as Morningstar beautifully puts it, “nontraditional bond funds are like the grade-school kids that liked to color outside the lines.”

Related: 10 Best Schwab Mutual Funds You Can Buy [Low Fees, $1 Minimums]

But freedom doesn’t necessarily mean every nontraditional bond fund will be full of exotic holdings. The Gold-rated T. Rowe Price Dynamic Credit Fund (RPIDX), for instance, currently dedicates about 60% of assets to investment-grade corporate bonds, 25% to collateralized debt, and 9% to junk. The rest is scattered across various debt types. This is also very much a “global” fund, as about a third of the portfolio is ex-U.S. in nature; nothing too out of the ordinary.

That said, managers Kenneth Orchard and Steve Boothe have a fairly aggressive portfolio right now, from a credit perspective. Backing out the cash position, almost 55% of the debt portfolio is junk-rated, including 30% rated B or worse. Only 30% is investment-grade. The remainder is unrated. Investors with the stomach for it are earning a fat 7% for their trouble, though.

This T. Rowe Price fund hit the markets in January 2019, so it’s not a terribly old fund. But so far, so good. It has beaten the category average over the trailing three- and five-year periods.

* 0.75% gross expense ratio is reduced with a 12-basis-point fee waiver through at least Feb. 28, 2027.

Related: 14 Best Investing Research & Stock Analysis Websites [2026]

 

Related: 15 Best Long-Term Stocks to Buy and Hold Forever

As even novice investors probably know, funds—whether they’re mutual funds or exchange-traded funds (ETFs)—are the simplest and easiest ways to invest in the stock market. But the best long-term stocks also offer many investors a way to stay “invested” intellectually—by following companies they believe in. They also provide investors with the potential for outperformance.

So if you’re looking for a starting point for your own portfolio, look no further. Check out our list of the best long-term stocks for buy-and-hold investors.

Related: 10 Best Monthly Dividend Stocks for Frequent, Regular Income

The vast majority of American dividend stocks pay regular, reliable payouts—and they do so at a more frequent clip (quarterly) than dividend stocks in most other countries (typically every six months or year).

Still, if you’ve ever thought to yourself, “it’d sure be nice to collect these dividends more often,” you don’t have to look far. While they’re not terribly common, American exchanges boast dozens of monthly dividend stocks.

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Kyle Woodley is the Editor-in-Chief of Young and the Invested and WealthUpdate. His 20-year journalism career has included more than a decade in financial media, where he previously has served as the Senior Investing Editor of Kiplinger.com and the Managing Editor of InvestorPlace.com.

Kyle Woodley oversees Young and the Invested’s and WealthUpdate’s investing coverage, including stocks, bonds, exchange-traded funds (ETFs), mutual funds, closed-end funds (CEFs), real estate, alternatives, and other investments. He also writes the weekly Weekend Tea newsletter.

Kyle spent five years as the Senior Investing Editor at Kiplinger, where he still provides some stock and fund coverage; prior to that, he spent six years at InvestorPlace.com, including two as Managing Editor. His work has appeared in several outlets, including Yahoo! Finance, MSN Money, Nasdaq, Barchart, The Globe & Mail, and U.S. News & World Report. He also has made guest appearances on Fox Business and Money Radio, among other shows and podcasts, and he has been quoted in several outlets, including MarketWatch, Vice, and Univision.

He is a proud graduate of The Ohio State University, where he earned a BA in journalism … but he doesn’t necessarily care whether you use the “The.”

Check out what he thinks about the stock market, sports, and everything else at @KyleWoodley.