Riley Adams, CPA

Founder & CEO, WealthUpdate
About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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💳 Financial Freedom Starts Here: Simple Credit Building Tips

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🛡️Protect Your Rental: Landlord Insurance 101 for Newbies

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🔑Real Estate Reimagined: 8 Real Estate Investment Types of Explore

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🥧 Own a Piece of the Pie: 7 Top Platforms for Fractional Stock Investing

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🌟 Your Money’s Secret Superpower: The Stock Market’s Compounding Magic Explained

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💸 Surrender & Score?: Understanding the Cash Surrender Value of Life Insurance Policies

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💡 Smart Parent’s Guide to College Savings: Comparing College Fund Options

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🚀 Achieve Mortgage Freedom Faster: 5 Hacks to Own Your Home Sooner

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🚫No More Tenant Trouble: How to Run Background Checks on Tenants

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🤔 Ex-Employer, Existing 401(k)? What to Do With Your Old 401(k) When You Move On

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🚨 Smart Saver Alert: Discover if CDs Are Your Next Big Financial Move

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🚩 Stop Renting to Red Flags: 4 Easy Ways to Screen Prospective Tenants

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⬆️ Level Up Your Credit: Is an Unsecured Card Your Next Move?

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👑 Maximizing Rental ROI: Is Cash King or Is a Mortgage Smart?

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⚠️Credit Score Question: Does a New Checking Account Ding Your Score?

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🤝 Invest Smarter, Not Harder: The Power of Real Estate Syndication

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🏡 Master the BRRRR Method: How to Unlock Passive Income Through Real Estate

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🎁 Skip the Wrapping Paper: 6 Best Financial Presents for Godchildren

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💰 Real Estate Riches: Ways to Earn Passive Income Through Real Estate

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💳️ Swipe Smarter: Are Credit Cards or Debit Cards Safer?

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🤔 IRA Confusion? Roth vs. SEP IRA: Pick Your Retirement Path

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🏦 From Piggy Bank to Debit Card: 6 Best Teen Checking Accounts

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⏰ Time is Money: 3 Ways to Start Investing for Your Child’s Future Now

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🏘️ Building Wealth Brick by Brick: 6 Simple Ways to Invest in Apartment Buildings

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🎓 College & Credit Cards: Should You Get a Student Credit Card?

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💳 Zero Credit? Zero Problem! How to Get Your First Credit Card

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🤔 Should You Do a 401(k) Rollover? Understanding Your Choices + Best Moves

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🌱 Investing for Newbies: Simple Investing Paths for Beginners

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🎁 Donate & Deduct? When You Can + Can’t Save Money With Charitable Tax Deductions

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💸The Credit Card Myth: Should You Really Keep a Balance?

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🌟 17 & Ready to Build Credit? 3 Easy Ways

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⚔️ The Great ETF Debate: VTI vs. SPY

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🎁 4 Financial Baptism Gifts with Lasting Impact [Better Than Toys]

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🔑 Accredited Investor or Qualified Purchaser: The Key Differences

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🚀 Your Kid’s Crypto Future: How to Get Them Started Now

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📚 The UTMA Playbook: Preparing Kids for Financial Success

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🛡️ Bulletproof Your Portfolio: 10 Non-Stock Investments for Portfolio Diversification

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🌟 Start Small, Invest Big: How to Invest in Small Businesses

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🏆 Manage Rental Properties Like a Pro: Best Rental Accounting Programs

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✨ The Future Is Now: 30 Machine Learning Stats + Trends You Should Know

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💰Mazel Tov! 8 Brilliant Financial Gifts for a Bat Mitzvah

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🚀 Credit Score Goals: 5 Easy Ways Minors Can Establish Credit

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🎯 Teen Goals! Awesome Buys + Adventures Worth Savings Your Money For

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🤔Diversify Smarter: Is VTI or VOO Your Best Bet?

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🧠💸 Smart Start: 8 Marvelous Money Accounts for Kids

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🤔 IRA vs. 401(k): Which Should You Fund First?

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🌱 Stress-Free Saving: The Best Ways to Save Money for Kids

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💪 Build a Strong Money Mindset: Top 5 Credit Cards for Kids + Teens

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🤔 Investor Tier List Explained: Are You Sophisticated or Accredited?

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💳 Credit Cards 101: The Age Requirements Parents + Kids Should Know

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☀️ Level Up Your Summer: 25 Gigs Perfect for 15-Year-Olds

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🤔 Rent Payments via Venmo: Smart Move or Big Mistake?

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🏠💰 Happy Tenants, On-Time Rent: Landlord’s Guide to Seamless Payments

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😎 No Credit Card? No Problem! 7 Other Ways to Build Credit

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📈 Pocket Money to Portfolio: Best Investment Accounts for Kids

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🏡 Rental Property Finances Simplified: Your Go-To Accounting + Bookkeeping Guide

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❓Credit Card Confusion? Unsecured vs. Secured: Your Quick Guide

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💸 Teen Mogul in Training: 19 Strategies for Earning & Stashing Cash

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💰 Slash Costs, Boost Profits: How Landlords Can Self-Manage Properties

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💳 Empower Young Spenders: Discover the 8 Best Kid-Friendly Debit cards

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Top 8 Online Rent Payment Systems for Landlords

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💰 Raise Money-Smart Kids: 8 Ways to Teach Investing Early

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Protect Yourself! 🔒 16 Data Privacy Stats & Trends

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🍎💸Hungry for Returns: Here’s Your Recipe for Investing in Grocery Stores

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🔑 Landlord Life on Easy Mode: 6 Best Online Rent Collection Apps

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🤫 Unlock Hidden Yields: Your Guide to Investing in Private Credit Funds

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🤔 Landlord Life Stressful?: Pros + Cons of Using a Property Manager

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🤯 Forget Allowance! These Survey Websites Pay Kids for Their Thoughts

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🔑 Tenant Credit Reporting: How Landlords Can Report to Credit Bureaus

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🚀 Crypto for Kids? Navigating the Rules of Minor Investing

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💵 Financial Focus for Kids: 25 Ways Children Can Make Money Today

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🔓 Unlock Private Equity: Your Investing Guide (Even if You’re Non-Accredited)

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💰 Rental Income Booster: Your 12-Step Expense Tracking Guide

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Beyond Stocks + Bonds: 9 Alternative Investments to Explore

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Avoid Rental Nightmares: Master Tenant Credit Checks in 7 Easy Steps

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Turn Keys Into Cash: A Beginner’s Guide to Earning Money From Rental Properties

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Paying Rent with Plastic: The Pros, Cons, and How-To

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Wake Up to Money: 16 Passive Income Streams to Explore

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Unlock Daily Income: Practical Ways to Earn an Extra $100

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Beyond the Title: What Truly Separates Leaders From Managers

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How to Invest Before Graduation: A Teen’s Guide to the Stock Market

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From Allowance to Assets: 5 Best Investment Accounts for Kids

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Kid-Friendly Finance: 13 Best Apps for Learning Money Skills

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Level Up Your Investment Game: 7 Useful Stock + Portfolio Trackers

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Gifts That Keep on Giving: 10 Fabulous Financial Gifts for Kids + Babies

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Turn Pocket Change Into Investments: 10 Must-Try Micro-Investing Apps

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Ditch the Grind: Today’s Best Passive Income Apps

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Future Millionaires Start Here: Top Investments + Investment Accounts for Kids

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Teach Smart Spending: Best Prepaid Debit Cards for Kids + Teens

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Beyond the Piggy Bank: 8 Best Kids’ Bank Accounts

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X-Ray Your Investments: 8 Best Portfolio Analyzer Tools

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15 Tax Red Flags That Scream “Call a Pro!”

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Exploring Fundrise Competitors: 7 Alternatives Worth a Look

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Seeking Alpha vs. Motley Fool: Which Stock Service is Better?

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Your Go-To List for Stock Market + Financial News [Apps + Sites]

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From Zero to Investor: A Newbie’s Guide to Investing

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New to Investing? Discover 7 Beginner-Friendly Investment Strategies

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No Fees, More Financial Freedom: 8 Free Debit Cards for Kids + Teens

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Investing Doesn’t Have to Be Scary: 12 Helpful Apps for Newbies

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The Accredited Investor’s Playbook: 12 Investment Opportunities

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60+ Eye-Opening Personal Finance Statistics That Will Change Your Views on Money

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Beyond Big Names: 10 Compelling Charles Schwab Alternatives

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Secure Your Future: 5 Smart Ways to Use a Lump Sum Life Insurance Payout

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Simplify Landlord Life: How to Open a Security Deposit Account

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Save Smarter, Not Harder: 9 Automatic Savings Tools

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Financial Freedom for Teens: 8 Best Debit Cards, Vetted by a CPA Dad

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The $5 Fix: 3 Quick Ways to Get Pocket Money

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Progress Past Allowance: 8 Banking Apps for Kids + Teens

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Growing a Tax-Free Fortune: 9 Best Roth IRA Options

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Renters’ Safety Net: How to Protect Your Money With an Escrow Account

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Banking for Beginners: How to Open a Bank Account for a Minor

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Micro-Magic: 7 Best Apps for Easy, Automated Saving

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Allowance 101: How Much to Give Your Kid (By Age)

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Your Perfect Credit Card Match: Different Types of Credit Cards

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Smart Real Estate Moves: REITs vs. Private Placements

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Fast Cash Hacks: 10 Simple Ways to Make $20 Fast

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Smart Sign-Ups: 12 Instant Sign-Up Bonus Apps

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Unlock Quick Cash: 5 Simple Ways to Get $10 Fast

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From Zero to $100 Fast: 12 Clever Ways to Quickly Make $100

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The Secret World of Private Equity Investing: What You Should Know

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Set Your Kid up for Financial Success: Open Your Child a Brokerage Account

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Demystifying Real Estate Investing: REITs vs Private Equity

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Your Retirement Savings Secret Weapon? Open an IRA [Here’s How]

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How Your HSA Can Double as an Extra Retirement Account

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9 Useful Money Management Tips for College Students

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How to Establish Credit by Self-Reporting to Credit Bureaus

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Reverse Budgeting: How it Works + Can Help You Save More

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9 Ways to Save $10,000 in a Year [Save Money Faster]

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How to Track Your Net Worth [8 Best Apps]

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Prepare for College Costs Now [How Much to Save + Where]

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8 Simple Strategies for Automating Your Savings

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12 Best Investment Vehicles to Grow Your Wealth

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8 Best Services + Subscriptions for Choosing Stocks

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12 Best Quicken Competitors for Your Finances

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Your Simple Guide to Budgeting [Free Excel Template]

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10 Stock Advisor Websites + Services to Help You Make Investment Decisions

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Top 8 Seeking Alpha Alternatives for Investors

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Want to Up Your Investing Game? 14 Research & Stock Analysis Websites

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Investing in Your 20s: An Essential Guide

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Life Insurance Proceeds + Taxes: What You Should Know

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How I Discovered the Power of Index Funds + You Can Too

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10 Tax Deductions You Don’t Want to Miss

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Term Life Insurance: Pros + Cons You Should Know

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How Do Insurance Riders + Endorsements Work?

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Your Beginner’s Guide to Buying on Margin

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Stock Research Made Easy: The Tips + Tools You Need

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How Custodial Accounts Work + Where to Open One

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The Difference Between the Stock Market + Gambling

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Top 10 Short- and Long-Term Investments for Young Adults

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22 Ways to Make Money in High School [In-Person + Online Only]

Taxes

Mega Millions After Taxes: How Much Will the $324 Million Winner Get?

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Investing Money

The Best Retirement Plans for 2025 [Workplace + Individual]

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Managing Money

7 Best Debit Cards for Rewards + Cash Back

Managing Money

7 Best Student Checking Accounts for 2024

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

Planning Money

How Much Should I Save Each Month?

Planning Money

Common IRA Money Mistakes to Avoid

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2024]

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

15 Alarming Gen X Retirement Statistics 

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In [2024]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Do Installment Loans Build Credit?

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]