Riley Adams, CPA

Founder & CEO, WealthUpdate
About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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💰Ignore the Hype: Identifying Strong Stocks to Buy and Hold

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💸 Plastic, Simplified: Your Quick Intro to Prepaid Debit Cards

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❄️ The Snowball Secret: How Compounding Helps Kids’ Money Grow

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💳 Take Control of Your Credit: The Smart Money Moves That Create a High Credit Score

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🔄 The Exit Strategy: What the Cash Surrender Value Really Means for Your Life Insurance Plan

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🏎️ Fast-Track to Ownership: How to Pay Off Your Mortgage Faster

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📝 Landlord Insurance Decoded: Your Guide to Coverage Types

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🏠 From Rentals to REITs: 8 Flavors of Real Estate Investments

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🚀 Wallet-Friendly Wealth Building: 7 Platforms That Let You Buy Fractional Stocks

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💰 The Boring Secret to Getting Rich Slowly: Invest in the Stock Market

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🧑‍🎓Student Savings Showdown: ESA, 529, and Custodial Accounts Go Head-to-Head

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🕵️‍♀️ Credit Score Is Not Enough: The Best Ways to Run Tenant Background Checks

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💼 New Job, New 401(k)? How to Move Old 401(k) Funds

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🤔 Are CDs Right for Your Portfolio? A Breakdown of This Low-Risk Option

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🚫 Stop Evictions Before They Start: The Top 4 Tenant Screening Services to Consider

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💪Swipe Smarter: Your Guide to Unsecured Credit Cards

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✨Mortgage Magic or Cash King? Which Makes Sense for Rental Properties?

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🧐 Credit Question: Will Opening a New Checking Account Affect My Credit Score?

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🏢 The Syndication Shortcut: How to Partner With Other Investors to Purchase Properties

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💰BRRRR Explained: A Real Estate Tactic to Build Passive Income

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🎁 Godparent Gift Guide: 6 Powerful Financial Assets to Gift Your Godchild

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🏡 8 Real Estate Moves for Passive Cash Flow

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💳 Credit or Debit: Which Type of Card is More Secure?

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👑 The Retirement Account Chess Match: Does a SEP IRA or Roth IRA Make More Sense for You?

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✅ Parent-Approved, Teen-Ready: Top 5 Checking Accounts for Teens

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🎁 Give the Gift of Wealth: 3 Must-Know Strategies for Securing Your Child’s Financial Future

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🎓 Your Simple Guide to Credit Cards for College Kids

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🏘️ 6 Simple Ways to Start Investing in the Apartment Market Today

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💳 Ready to Build Credit? Your Essential Raodmap to Getting Your First Credit Card

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😌 Job Change? Here’s the Stress-Free Way to Handle Your 401(k) Rollover

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🚀 Investing for Dummies: How to Build a Portfolio From Scratch

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💸 The Tax Advantage of Being Generous: A Beginner’s Guide to Charitable Tax Deductions

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💥 The Credit Card Balance Myth, Busted

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📈 The 17-Year-Old’s Guide to Building Credit

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🚀 VTI or SPY: Which ETF Should You Buy?

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🎁 A Gift for the Future: 4 Financial Baptism Presents That Grow with Them

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💰The High-Roller’s Guide: Understanding Accredited Investors and Qualified Purchasers

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📈 Crypto for Gen Alpha: Navigating the Crypto World for Your Kids

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✅ The Best Non-Stock Investment Opportunities for a Diverse Portfolio

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💰 UTMA Custodial Accounts: Should Your Child Have This Financial Account?

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💸 Small Business, Big Opportunity: How You Can Invest in Local Small Businesses

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🏘️ Best Accounting Software for Rental Properties [Free + Paid Options]

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💻 30 Machine Learning Statistics That May Surprise You

Planning Money

Gift Contributions to Reduce the National Debt: The Who, What, & How of Gifting the U.S. Treasury

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🕎 The Best Financial Gifts for Bat Mitzvahs [Gifts That Keep Giving]

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💳 Creating Credit for Children: A Simple Guide to Helping Your Kid Build Credit

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💡Teenage Spendthrifts: What Things Should Teenagers Save Up For?

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💰Teach Kids to Stop Spending and Start Savings With These Top Savings Accounts

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📈 VTI and VOO: The Similarities and Differences of These ETFs

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💸 The Parent’s Beginner Guide to Saving Money for Kids

Managing Money

8 Best Student Checking Accounts for 2026

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🏦 Credit Cards for Children: Top 5 Options for 2026

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💰 401(k) or IRA: Which Should You Fund First?

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📈Sophisticated Investors vs. Accredited Investors: What’s the Difference?

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💳 Is Your Child Ready for a Credit Card? Here’s What You Need to Know

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✅ 15-Year-Old Money Makers: 25 Job Ideas for 15-Year-Olds

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💸 Is Venmo a Good Way to Collect Rent Payments?

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💰How Landlords Can Ensure On-Time Rent Payments

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💳 7 Ways to Establish Credit Without a Credit Card

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📈Minor Investing, Major Gains: Best Investment Accounts for Under-18 Teens + Kids

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🏘️ Useful Rental Property Accounting & Bookkeeping Tips for Landlords

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🔑 The DIY Landlord: Useful Tools for Self-Managing Your Own Rental Property

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💳 What’s the Difference Between a Secured and Unsecured Credit Card?

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💸 An Easy Guide to Teen Money: How to Earn, Manage, and Store Money

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🏘️ Landlords: Check Out the Best 8 Online Payment Systems for Rental Properties

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💡From Wants to Worth: 8 Tips to Teach Kids About Investing

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🚨 16 Alarming Data Privacy Stats & Trends Everyone Should Know

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🛒 Interested in Investing in Grocery Stores? Here’s How

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🏘️ Top 6 Online Rent Collection Apps Landlords Should Consider

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👀 Private Credit Perks: Why You May Want to Invest in Private Credit + How

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💸 Appreciating Assets to Consider for Your 2026 Portfolio

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⏰ Time vs. Money: Does Outsourcing Rental Duties to a Property Manager Pay Off?

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💰Financial Training Wheels: 7 Best Debit Cards for Young Spenders

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✅ Reporting Rent, Right: How Landlords Can Report Payments

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💡Crypto for the Next Generation: How Minors Can Master Volatility + Vet Projects

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🏦 24 Ways to Make Money as a Kid

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🔗 Break the Accreditation Barrier: How Retail Investors Are Tapping Into Private Equity Returns

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🏠 Rental Property Expense Mastery: 12 Essential Steps for Landlords to Track Expenses

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🌱 Plant Your Money Trees: 17 Assets That Sprout Consistent Cash

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🕵️‍♂️ The Landlord’s X-Ray Vision: How to Run Credit Checks for Bulletproof Renting

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💎 The New Gold Rush: 9 Alternative Investments to Consider

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🔑 The Modern Landlord’s Playbook: How to Make Money Buying & Renting Property

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✈️ Points or Penalty? Should You Pay Rent With a Credit Card?

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✨ From Zero to $100 Daily: How to Unlock Consistent Daily Income

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🛌🏽 The $ecret Sleep Cycle: 16 Strategies to Earn Money While You Sleep

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🪡 Weaving Vision, Not Just Directing Tasks: How Leaders Differ From Managers

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📱 The Teen Investor Blueprint: The Financials Accounts + Investments for Teenagers

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⏰ Age 18 Is Too Late: 5 Types of Investment Accounts for Kids

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📲 Screens Can Mean Savings: Best Apps to Build Your Kid’s Money Superpowers

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🔍 Instant Clarity: See Your Entire Portfolio at a Glance with These 7 Tools

Taxes

7 Ways the IRS Knows What You’re Earning and Spending

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🏦 Not Another Teddy Bear: 10 Non-Toy Gifts to Build Babies + Kids Future Wealth

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☕ Ditch the Latte, Buy the Stock: 10 Micro-Investing Apps That Make Starting Simple

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⚙️13 Apps to Put Your Phone to Work: Your New Passive Income Machine

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💸 Spend Smarter, No Harder: 7 Prepaid Debit Cards for Kids & Teens

Taxes

Mega Millions after taxes: How much will the $900 million winner keep?

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🚀 Compounding for Kids: Investment Accounts to Turn Pocket Money Into a Fortune

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💰 Building Wealth Early: Which of These 7 Beginner Bank Accounts Is Right For Your Child?

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📈 Turbocharge Your Returns: 8 Pro-Level Portfolio Analysis Tools

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😫 Drowning in Deductions? 15 Signs You Need a Tax Pro ASAP

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💰 Powerful Fundrise Alternatives for Smart Real Estate Crowdfunding

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🍿The Stock Service Smackdown: Is Seeking Alpha or Motley Fool the Better Stock Service?

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💸 Rookie to Riches: Your Guide to Stock Market Survival

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🥇 The Information Advantage: The Investor’s Essential Stack of Financial News Sources & Apps

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🚀 The Newbie Investor’s VIP Pass: 7 Uncomplicated Investing Strategies

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💳 Cashless Kids: 7 Free Debit Cards That Teach Kids + Teens Money Management

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📈 Zero Stress Investing: 12 Apps That Make Your First Trade Easy

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🎩 The velvet rope portfolio: 12 Elite Investments Only Accredited Investors See

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💰 60+ Personal Finance Statistics That Show How Americans Are Handling Their Money

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🏦 Time for a Trading Change? 10 Schwab Competitors You Should Check Out

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🧠 Inheritance IQ: 5 Strategic Uses for Your Lump Sum Life Insurance Payout

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🚀 Invest Smarter: 11 Strategic Investment Accounts You Need to Know

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🔑 Opening Escrow: A Quick, Painless Guide for New Landlords

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🔌 Plug Into Prosperity 9 Hands-Off Ways to Grow Your Savings

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👋 The Last Impression: Crafting a Farewell Letter to Coworkers That Honors Your Connections

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🏦 Boost Your Savings: The Lowdown on High-Yield Savings Accounts

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🤓 Father + CPA Certified: The 7 Best Debit Cards for Teens

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✂️ 401(k) Not Cutting It? 10 Alternative Ways to Build Wealth for Retirement

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💸 $5 Micro-Hustles: Fast Ways to Pad Your Wallet Today

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🏆 Digital Money Masters: The Best Banking Apps for Teens and Pre-Teens

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🚀 The Roth Roadmap: Ranking the 9 Best Brokerages to Open a Roth IRA

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🔒 Renters’ Security Blanket: Why Your Next Rent Check Should Land in Escrow

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🏦 Junior Finance 101: What Parents Need to Know About Bank Accounts for Kids

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🤖 Set It & Forget It: 7 Money Apps That Build Your Wealth on Autopilot

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🧐 The Credit Card Matrix: Your Guide to Credit Card Categories and Key Benefits

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💰Pocket Money Power-Up: How to Choose an Allowance Amount

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💸 Passive Income Face-Off: REITs or Private Placements for Long-Term Wealth?

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💸 Low Effort, High Reward: 13 Easy-Peasy Ways to Grab Your Next $20

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🚨 Easy Money Alert: Grab Your Welcome Bonus From These 8 Apps

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🍕Pizza Money Now: Clever Ways to Score $10 Before Dinner

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🍽️ The Micro-Hustle Manual: Your Blueprint to Making $100 by Dinner

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📈 Venture Capital is Just the Start: Decoding the Full Private Equity Spectrum

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✅ The Smart Financial Start: Opening a Brokerage Account for Minors Explained Simply

Planning Money

Shred or Save? Your Guide to Which Financial Documents to Keep

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🏘️ Skip the Landlord Hassle: How to Master Real Estate Investment with REITs and Private Equity

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👑 The 100% Control Retirement Account: How an IRA Puts All Investment Decisions in Your Hands

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💰The 3-Layer Tax Shield: How Your HSA Secretly Becomes a Retirement Powerhouse

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🎓 Dorm Room Dollars: 7 Money Management Tips for College Students

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📈 DIY Credit Score Boost: How to Report Your Own Payments to Bureaus

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💸 Budget, But Backwards: How Reverse Budgeting Can Lead to Stress-Free Savings

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🏃‍♂️ $10K Sprint: 9 High-Velocity Strategies to Hit Your Savings Goal Faster

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💡Know Your Number: 8 Apps That Give You a Real-Time Net Worth Dashboard

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🥊 Deductible Duel: Making the Critical Low vs. High Deductible Choice

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💰Future Scholar Fund: Where and How Much to Invest for College Now

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🏦 Silent Savers: 8 Automatic Money Hacks to Grow Your Bank Account

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🏆 Wall Street Secrets for Less: 8 Excellent Stock Picking Services to Consider

Planning Money

Catch-Up Contributions Are Changing in 2026. Are You Ready?

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📈 The Ultimate Investment Lineup: 12 Smart Investment Vehicles for Today’s Market

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💸 Create Your Dream Budget: How to Build a Budget Spreadsheet in Excel [Free Template Included]

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🥇Guru Picks & Market Plays: 10 Best Stock Advisor Websites & Services

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💻 Quicken Overload? 11 Smart Alternatives for Financial Control

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👑 Seeking Alpha Not Enough? 8 Research Platforms That Rival the King

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🚀 Level Up Your Portfolio: 14 Useful Websites Giving Smart Investors an Edge

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⏰ Prevent Investing FOMO: How to Invest in Your 20s

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🤔 Does the IRS Care About Your Life Insurance Proceeds?

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😴 The Boring Secret to Riches: My Index Fund Journey

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💰 Tax Hacks 101: Common Deductions That Could Shrink Your Tax Bill

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⬆️ Adulting Level Up: The Core Elements of Life Insurance

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🛡️Beyond the Insurance Policy: Customizing Your Coverage with Riders

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📈 Borrowing to Invest: Your First Look at Margin Trading

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🛑 Stop Guessing, Start Growing: The Non-Negotiable Guide to Stock Due Diligence

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🧠 A Smart Way to Save for Kids: Custodial Accounts Explained Simply

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🎰 Stock Investing Is Not Roulette: Difference Between Stocks and the Casino Floor

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💸 Level Up Your Finances: The Ultimate Investment Playbook for Young Adults

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🚀 The 8 Smartest Investment Accounts for Beginners

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💰The Fast Lane to Financial Freedom: Your Stock Market Playbook

Taxes

Mega Millions After Taxes: How Much Will the $575 Million Winner Get?

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🏦 The 10%+ Club: 10 Types of Investments That Have High Returns

Retirement Planning

Retirement Buckets: A Simple Strategy for Your Retirement Savings

Investing Money

7 Best Micro-Investing Apps [Small Investment Apps]

Planning Money

How to Pass an IRA to Heirs [Without Leaving a Tax Mess]

Taxes

How Can I Lower My Taxes in Retirement? 8 Proven Strategies

Planning Money

How Is Your Retirement Income Taxed?

Retirement Planning

Budgeting in Retirement: Our Step-by-Step Guide

Planning Money

Dynasty Trusts: A Beginner’s Guide to Passing Down Wealth

Retirement Planning

Are You Saving Enough for Retirement?

Planning Money

How to Maximize Social Security Spousal Benefits

Investing Money

8 Swing Trade Alerts Services [Apps for Profitable Trades in 2025]

Investing Money

7 Best Motley Fool Alternatives [Competitors’ Sites to Use]

Retirement Planning

What to Do With Your 401(k) When You Retire

Retirement Planning

Rule of 55 vs Rule 72(t): What’s the Difference?

Retirement Planning

What Is Rule 72(t) for Penalty-Free Retirement Account Withdrawals?

Investing Money

7 Best Stock Advisor Websites & Services to Seize Alpha

Investing Money

Seeking Alpha vs. Motley Fool: Which Stock Service Is Better?

Planning Money

Can You Receive Social Security Benefits While Working?

Investing Money

6 Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

Planning Money

Best Instant Sign-Up Bonus Apps [Grab Free Cash Instantly]

Planning Money

Free $5 Instantly: How to Make an Extra $5 Fast

Planning Money

How to Make $20 Fast [12 Legit Ways to Get Free $ Instantly]

Planning Money

Free $10 Instantly: Make $10 Fast With Bonuses + Cash Back

Managing Money

How to Get Free Money Now [14 Ways to Earn Money Today]

Planning Money

24 Summer Jobs for Teens [Start Your Job Search Here]

Investing Money

13 Best Apps That Give You Money for Signing Up [Free Money]

Planning Money

How to Make Money in High School [Earn Your First $1,000]

Planning Money

How to Make Money as a Kid [24 Ways For Any Age]

Planning Money

5 Best Paid Surveys for Kids and Teens [Online Surveys]

Planning Money

29 Best Side Hustles for Teens [In-Person + Online]

Planning Money

26 Best Jobs for 13-Year-Olds [Online + Side Hustles]

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💸 Kids’ Opinions = Cash! The Best Survey Sites for Minors

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

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22 Ways to Make Money in High School [In-Person + Online Only]

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Investing Money

The Best Retirement Plans for 2025 [Workplace + Individual]

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Managing Money

7 Best Debit Cards for Rewards + Cash Back

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

Planning Money

How Much Should I Save Each Month?

Planning Money

Common IRA Money Mistakes to Avoid

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2024]

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

20 Alarming Gen X Retirement Statistics 

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In [2024]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Do Installment Loans Build Credit?

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]