Riley Adams, CPA

Founder & CEO, WealthUpdate
About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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🔑 Opening Escrow: A Quick, Painless Guide for New Landlords

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🔌 Plug Into Prosperity 9 Hands-Off Ways to Grow Your Savings

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👋 The Last Impression: Crafting a Farewell Letter to Coworkers That Honors Your Connections

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🏦 Boost Your Savings: The Lowdown on High-Yield Savings Accounts

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🤓 Father + CPA Certified: The 7 Best Debit Cards for Teens

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✂️ 401(k) Not Cutting It? 10 Alternative Ways to Build Wealth for Retirement

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💸 $5 Micro-Hustles: Fast Ways to Pad Your Wallet Today

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🏆 Digital Money Masters: The Best Banking Apps for Teens and Pre-Teens

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🚀 The Roth Roadmap: Ranking the 9 Best Brokerages to Open a Roth IRA

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🔒 Renters’ Security Blanket: Why Your Next Rent Check Should Land in Escrow

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🏦 Junior Finance 101: What Parents Need to Know About Bank Accounts for Kids

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🤖 Set It & Forget It: 7 Money Apps That Build Your Wealth on Autopilot

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🧐 The Credit Card Matrix: Your Guide to Credit Card Categories and Key Benefits

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💰Pocket Money Power-Up: How to Choose an Allowance Amount

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💸 Passive Income Face-Off: REITs or Private Placements for Long-Term Wealth?

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💸 Low Effort, High Reward: 13 Easy-Peasy Ways to Grab Your Next $20

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🚨 Easy Money Alert: Grab Your Welcome Bonus From These 8 Apps

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🍕Pizza Money Now: Clever Ways to Score $10 Before Dinner

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🍽️ The Micro-Hustle Manual: Your Blueprint to Making $100 by Dinner

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📈 Venture Capital is Just the Start: Decoding the Full Private Equity Spectrum

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✅ The Smart Financial Start: Opening a Brokerage Account for Minors Explained Simply

Planning Money

Shred or Save? Your Guide to Which Financial Documents to Keep

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🏘️ Skip the Landlord Hassle: How to Master Real Estate Investment with REITs and Private Equity

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👑 The 100% Control Retirement Account: How an IRA Puts All Investment Decisions in Your Hands

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💰The 3-Layer Tax Shield: How Your HSA Secretly Becomes a Retirement Powerhouse

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🎓 Dorm Room Dollars: 7 Money Management Tips for College Students

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📈 DIY Credit Score Boost: How to Report Your Own Payments to Bureaus

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💸 Budget, But Backwards: How Reverse Budgeting Can Lead to Stress-Free Savings

Taxes

Mega Millions after taxes: How much will the $650 million winner keep?

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🏃‍♂️ $10K Sprint: 9 High-Velocity Strategies to Hit Your Savings Goal Faster

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💡Know Your Number: 8 Apps That Give You a Real-Time Net Worth Dashboard

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🥊 Deductible Duel: Making the Critical Low vs. High Deductible Choice

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💰Future Scholar Fund: Where and How Much to Invest for College Now

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🏦 Silent Savers: 8 Automatic Money Hacks to Grow Your Bank Account

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🏆 Wall Street Secrets for Less: 8 Excellent Stock Picking Services to Consider

Planning Money

Catch-Up Contributions Are Changing in 2026. Are You Ready?

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📈 The Ultimate Investment Lineup: 12 Smart Investment Vehicles for Today’s Market

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💸 Create Your Dream Budget: How to Build a Budget Spreadsheet in Excel [Free Template Included]

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🥇Guru Picks & Market Plays: 10 Best Stock Advisor Websites & Services

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💻 Quicken Overload? 11 Smart Alternatives for Financial Control

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👑 Seeking Alpha Not Enough? 8 Research Platforms That Rival the King

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🚀 Level Up Your Portfolio: 14 Useful Websites Giving Smart Investors an Edge

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⏰ Prevent Investing FOMO: How to Invest in Your 20s

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🤔 Does the IRS Care About Your Life Insurance Proceeds?

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😴 The Boring Secret to Riches: My Index Fund Journey

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💰 Tax Hacks 101: Common Deductions That Could Shrink Your Tax Bill

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⬆️ Adulting Level Up: The Core Elements of Life Insurance

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🛡️Beyond the Insurance Policy: Customizing Your Coverage with Riders

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📈 Borrowing to Invest: Your First Look at Margin Trading

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🛑 Stop Guessing, Start Growing: The Non-Negotiable Guide to Stock Due Diligence

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🧠 A Smart Way to Save for Kids: Custodial Accounts Explained Simply

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🎰 Stock Investing Is Not Roulette: Difference Between Stocks and the Casino Floor

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💸 Level Up Your Finances: The Ultimate Investment Playbook for Young Adults

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🚀 The 8 Smartest Investment Accounts for Beginners

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💰The Fast Lane to Financial Freedom: Your Stock Market Playbook

Investing Money

Best target-date funds: Schwab vs. Vanguard vs. Fidelity

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📈Ready to Level Up? The 7-Step Roadmap to Your First Investment Portfolio

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🔓 Unlock Your Inner Wall Street Pro: The Hassle-Free Way to Self-Teach Investing

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🏆 The Holy Grail: 13 Reliable Ways to Get High Returns Without the Stress

Taxes

Mega Millions After Taxes: How Much Will the $575 Million Winner Get?

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📈 Your Buy-and-Hold Blueprint: How to Choose Long-Term Stock Investments

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💡The Smart Starter Card: Your No-Stress Guide to Prepaid Debit Cards

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🏦 Money Multiplier: How Compounding Gives Kids a Financial Superpower

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🚀 Your Financial Launchpad: How to Build Good Credit From Scratch (or Fix Bad Scores)

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🏠 Worst-Case Scenario Proof: How Landlord Insurance Protects Your Investment and Your Sanity

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💪 Your Property Power-Up: 8 Different Types of Real Estate Investments for Building Wealth

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💵 Tiny Budget, Big Portfolio: The 7 Best Platforms to Buy Your First Slice of Stock

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📈Skip the Lottery: How to Build Wealth Through the Stock Market

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🔐 Your Life Insurance Policy’s Secret Vault: Understanding Your Cash Surrender Value

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🏡 Mortgage Freedom Sooner: You Accelerated Escape Plan

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🧭 College Savings Cash Maze: Navigating ESAs, 529s, and Custodial Accounts

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💡Screening Made Simple: How to Do Background Checks to Avoid Problem Tenants

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✅ No-Sweat Rollover: What to Do With 401(k) Money When You Leave a Job

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🛡️ Safe Money Secrets: Everything You Need to Know About Certificates of Deposit

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🏡 Landlord’s Secret Weapon: The 4 Best Tools for Finding Perfect Tenants

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💳 Plastic Power-Up: How to Safely Use Unsecured Cards to Build Credit

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💸 The Landlord Dilemma: Pay Cash Upfront or Leverage Your Way to Riches?

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🤔 The FICO Question: Does Your Checking Account Application Trigger a Credit Inquiry?

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💰 Passive Profits: Your Roadmap to Real Estate Syndication Investing

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🚀 BRRRR Blueprint: 5 Steps to Recycle Your Capital and Build a Rental Empire

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👑 The Godparent’s Playbook: 6 Fantastic Financial Gifts for Your Godchild

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🏘️ Real Estate’s Passive Income Power: 8 Proven Real Estate Strategies for Earning Money While You Sleep

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🛡️Credit Cards vs. Debit Cards: Which Are Safer?

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💰 Tax Break Today vs. Tax-Free Tomorrow: Choosing Between a SEP and Roth IRA

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🔑 Your First Money Move: 5 Teen Checking Accounts That Unlock Financial Freedom

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🏦 The Future Fund: Top 3 Ways to Build Your Child’s Fortune

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🧱Building Wealth Brick by Brick: 6 Concrete Ways to Invest in Apartment Buildings

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💳 The College Credit Question: Is it Time for a Credit Card?

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✨Your Stress-Free Guide to Scoring Your First Credit Card

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🤫 The Simple Guide to Rolling Over Your 401(k) (and Keeping the IRS Happy)

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🎓 Investing 101: Your Beginner’s Guide to Building Wealth (No Finance Degree Required)

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🎁 Can You Get a Tax Break for Charitable Donations?

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🚀 Can a 17-Year-Old Really Build Credit?

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💡A Common Misconception About Credit Card Balances Explained

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📈 VTI vs. SPY: Which Core ETF Behemoth Belongs in Your Portfolio?

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👶 The Ultimate Godparent’s Guide: Baptism Gifts That Go Beyond the Toy Box

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🤑 Investor Hierarchy: Are You an Accredited Investor or a Qualified Purchaser?

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🚀 The Ultimate Guide to Crypto for Young Investors

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💸 UTMA Custodial Accounts: Does One Make Sense for Your Child?

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🌟 Diversity Like a Pro: Explore the Best Non-Stock Investment Opportunities

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💰Community Capital: How to Invest in Local Small Businesses

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🏡 Rent Roll Revolution: Smart Accounting Software for Landlords

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🌀The Data Labyrinth: 30 Machine Learning Trends Guiding the Future

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🕎 Beyond the Envelope: Meaningful Money Gifts for Her Bat Mitzvah

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🚀 Buiding Credit Cheat Codes: 5 Ways Kids Can Establish Credit

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💸 Skip the Impusle Buys: What to Spend Money on as a Teenager

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🧐 VTI vs. VOO: A Simple Guide to Choosing Your ETF

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🏦 From Piggy Banks to Big Bucks: The Best Savings Accounts for Young Savers

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✅ IRA vs. 401(k): Which Should Get Your Money First?

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📈 Future Fortunes: Best Strategies to Save Money for Kids

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💳 Create Credit Card Confidence: 5 Best Cards for Kids

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🚀 Investor Insider: What’s the Difference Between Sophisticated & Accredited?

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💰First Credit Card? What Parents & Kids Need to Know About Age Limits

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💡Beyond Babysitting: 25 Job Ideas for Ambitious 15-Year-Olds

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⚖️ The Venmo Verdict: Is It Smart for Rental Income?

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✅ Punctual Payments! How to Secure On-Time Rent Every Month

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🚫 💳 No Plastic? No Problem! How to Boose Your Credit Score without a Card

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💡Kid’s Money Moves: The Smartest Investment Accounts to Start Their Wealth Journey

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📈 Boost Your Rental Returns: Rental Property Accounting & Bookkeeping Made Easy

Retirement Planning

Retirement Buckets: A Simple Strategy for Your Retirement Savings

Investing Money

7 Best Micro-Investing Apps [Small Investment Apps]

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🔑 Credit Card Clarity! Secured vs. Unsecured: Your Quick Guide to Smart Decisions

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🍋 Beyond the Lemonade Stand: Discover How Teens Can Earn Money & Save It

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💰 Boost Your Bottom Line: Smart Strategies for Landlord Self-Management

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🏡 Your Guide to Effortless Rent: Top 8 Online Payment Systems for Rental Properties

Planning Money

How to Pass an IRA to Heirs [Without Leaving a Tax Mess]

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🌱 Make Money Grow! 8 Easy Ways to Introduce Kids to Investing

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👣 Your Digital Footpring Exposed: 16 Must-See Data Privacy Stats & Trends

Taxes

How Can I Lower My Taxes in Retirement? 8 Proven Strategies

Planning Money

How Is Your Retirement Income Taxed?

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🍎 Stock Up on Stability: Why Grocery Chains Offer Sweet Returns & How to Invest Today

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📱Ditch the Checks: The 6 Best Online Rent Collection Tools

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Top Appreciating Assets to Consider for The Rest of 2025

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🤔 Is Private Credit Your Portfolios Secret Weapon? How Private Credit Works & The Top Funds

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10 Investments That Earn High Returns of 10%+

Retirement Planning

Budgeting in Retirement: Our Step-by-Step Guide

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🤷 Peace of Mind or Empty Pockets? The Pros & Cons of Hiring a Property Manager

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🏠 Tenant Credit Reporting: A Landlord’s Guide to Reporting Rent Payments

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💳 Parent-Approved: The Top 7 Debit Cards for Smarter Kids’ Spending

Planning Money

Dynasty Trusts: A Beginner’s Guide to Passing Down Wealth

Retirement Planning

Are You Saving Enough for Retirement?

Planning Money

How to Maximize Social Security Spousal Benefits

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📈Mapping the Cryptoverse for Young Explorers: Rules, Risks, & Rewards

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💰 Beyond Chores: 24 Creative Ways for Kids to Earn Cash

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🤝 Private Equity Investments for All: How to Invest Without Accreditation

Investing Money

8 Swing Trade Alerts Services [Apps for Profitable Trades in 2025]

Investing Money

7 Best Motley Fool Alternatives [Competitors’ Sites to Use]

Retirement Planning

What to Do With Your 401(k) When You Retire

Retirement Planning

Rule of 55 vs Rule 72(t): What’s the Difference?

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🔑 Unlock More Rental Cash: Your 12-Step Guide to Expense Tracking

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🎯 Targeting Income? 17 Income-Generating Assets for Consistent Cash Flow

Retirement Planning

What Is Rule 72(t) for Penalty-Free Retirement Account Withdrawals?

Investing Money

7 Best Stock Advisor Websites & Services to Seize Alpha

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🚀 Reshape Your Portfolio: 9 Alternative Investments Investors Are Eyeing

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🏆 From Vacancy to Victory: How to Master Tenant Credit Checks

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🏡 Ready for Rental Riches? Your Guide to Making Money From Rental Properties

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💸 The $100/Day Challenge: Your Blueprint to Boosting Daily Cash

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🤔Rent on Your Credit Card: Unlocking Perks or Locking in Trouble?

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💤 You Passive Income Playbook: 16 Ways to Make Money While You Sleep

Investing Money

Seeking Alpha vs. Motley Fool: Which Stock Service Is Better?

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🎓 Pre-College Cash: How Teens Can Start Building Investment Portfolios Now

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✨ Are You Leading or Just Managing? Unlocking the Secrets of True Influence

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👧 Savvy Spenders Start Here: Best Apps to Teach Kids Finance

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🌟Little Investors, Big Returns: 5 Types of Investment Accounts for Children

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🚀Master Your Money: 7 Stock & Portfolio Trackers for Smart Investors

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🥳 Tiny Hands, Big Fortunes: 10 Smart Financial Gifts for Kids & Babies

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📱 Micro-Investing Made Easy: 10 Apps to Grow Your Money Bit by Bit

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💸 Cashless Kids, Savvy Spenders: Top 7 Prepaid Debit Cards for Kids & Teens

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🛋️The Lazy Earner’s Guide: 13 Must-Have Passive Income Apps

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🐷 From Piggy Banks to Portfolios: Top Investments & Accounts for Children

Planning Money

Can You Receive Social Security Benefits While Working?

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🌟 Instill Smart Habits: Discover the 7 Best Bank Accounts for Young Savers & Spenders

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💰 From Data to Dollars: 8 Leading Portfolio Analysis Tools

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👑 Seeking Alpha vs. Motley Fool: Which Stock Service Reigns Supreme?

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⚠️ Tax Time Trouble? 15 Hints It’s Time to Call a Professional

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🏘️ Real Estate Investing Beyond Fundrise? 7 Top Fundrise Alternatives

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🔔Your Investing Edge: Top Financial News Sources & Apps for Investors

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🎯 Investing for Absolute Beginners: 7 Easy Strategies for New Investors

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🔑 Unlock Wall Street: A Newbie’s Essential Stock Investing Playbook

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🤫 Exclusive Access: 12 Investments Only for Accredited Investors

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🧠 Money Smarts for Minors: 7 Fantastic Free Debit Cards for Kids & Teens

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🚀 Unlock Your Inner Investor: 12 Investment Apps Perfect for Newbies

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💰 Numbers Don’t Lie: 60+ Personal Finance Statistics You Should Know

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💥 Schwab Feeling Stale? Explore These 10 Schwab Alternatives Today

Investing Money

6 Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

Planning Money

Best Instant Sign-Up Bonus Apps [Grab Free Cash Instantly]

Planning Money

Free $5 Instantly: How to Make an Extra $5 Fast

Managing Money

7 Best Student Checking Accounts for 2025

Planning Money

How to Make $20 Fast [12 Legit Ways to Get Free $ Instantly]

Planning Money

Free $10 Instantly: Make $10 Fast With Bonuses + Cash Back

Managing Money

How to Get Free Money Now [14 Ways to Earn Money Today]

Planning Money

24 Summer Jobs for Teens [Start Your Job Search Here]

Investing Money

13 Best Apps That Give You Money for Signing Up [Free Money]

Planning Money

How to Make Money in High School [Earn Your First $1,000]

Planning Money

How to Make Money as a Kid [24 Ways For Any Age]

Planning Money

5 Best Paid Surveys for Kids and Teens [Online Surveys]

Planning Money

29 Best Side Hustles for Teens [In-Person + Online]

Planning Money

26 Best Jobs for 13-Year-Olds [Online + Side Hustles]

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💸 Kids’ Opinions = Cash! The Best Survey Sites for Minors

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

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22 Ways to Make Money in High School [In-Person + Online Only]

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Investing Money

The Best Retirement Plans for 2025 [Workplace + Individual]

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Managing Money

7 Best Debit Cards for Rewards + Cash Back

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

Planning Money

How Much Should I Save Each Month?

Planning Money

Common IRA Money Mistakes to Avoid

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2024]

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

15 Alarming Gen X Retirement Statistics 

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In [2024]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Do Installment Loans Build Credit?

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]