Riley Adams, CPA

Founder & CEO, WealthUpdate
About the Author

Riley Adams is the Founder and CEO of WealthUpdate and Young and the Invested. He is a licensed CPA who worked at Google as a Senior Financial Analyst overseeing advertising incentive programs for the company’s largest advertising partners and agencies. Previously, he worked as a utility regulatory strategy analyst at Entergy Corporation for six years in New Orleans.

His work has appeared in major publications like Kiplinger, MarketWatch, MSN, TurboTax, Nasdaq, Yahoo! Finance, The Globe and Mail, and CNBC’s Acorns. Riley currently holds areas of expertise in investing, taxes, real estate, cryptocurrencies and personal finance where he has been cited as an authoritative source in outlets like CNBC, Time, NBC News, APM’s Marketplace, HuffPost, Business Insider, Slate, NerdWallet, Investopedia, The Balance and Fast Company.

Riley holds a Masters of Science in Applied Economics and Demography from Pennsylvania State University and a Bachelor of Arts in Economics and Bachelor of Science in Business Administration and Finance from Centenary College of Louisiana.

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15 Situations That Warrant a Tax Professional

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Best Fundrise Alternatives: 7 Different Options for Investors

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Seeking Alpha or Motley Fool: Which Stock Service Should You Use?

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Best Stock News Apps & Sites for Financial News

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A Beginner’s Guide to Stock Investing

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7 Easy Stock Investing Strategies for Beginners

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Top 7 Free Debit Cards for Minors [Kids + Teens]

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12 Best Apps for New Investors

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12 Investment Opportunities All Accredited Investors Should Consider

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60+ Interesting Personal Finance Statistics

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Best Charles Schwab Alternatives to Schwab [10 Other Options]

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Best Ways to Use a Lump Sum Life Insurance Payout

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How Landlords Can Open a Security Deposit Account [3 Easy Steps]

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9 Best Automatic Savings Tools [Apps + Savings Accounts]

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7 Best Teen Debit Cards According to a CPA + Father

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Want $5 Fast? 3 Easy Ways to Make $5 Quickly

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Top 8 Banking Apps for Teens + Kids [Start Banking Young]

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9 Best Roth IRAs [2025 Picks]

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Rent Escrow Accounts: How They Work + Who Should Use Them

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Want to Start a Bank Account for a Minor? Follow These Easy Steps

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7 Best Microsavings Apps to Put Saving on Autopilot

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How Much Allowance Should I Give? [Amounts for Different Age Groups]

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Credit Cards Aren’t All the Same [Different Types of Credit Cards]

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Should I Invest in REITs or Private Placements?

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10 Easy Ways to Make $20 Fast

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12 Best Instant Sign-Up Bonus Apps [2025 Picks]

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5 Ways to Get $10 Fast With Bonuses + Cash Back

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Need $100 Fast? Here’s 12 Ways to Get Money Quickly

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Is Private Equity Investing for Me? [How to Invest in Private Investment Funds]

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How Can I Open a Brokerage Account for My Kid?

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Should I Invest in REITs or Private Equity Real Estate?

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What is an IRA and How Does it Work? [IRAs for Dummies]

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How to Use Your HSA for Retirement as a Tax-Efficient Investing Tool

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9 Important Financial Tips for College Students

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Need to Build Credit? Here’s How to Self-Report to Credit Bureaus

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Reverse Budgeting: A Quick Guide to Paying Yourself First

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Want to Save $10,000 in a Year? Try These 9 Strategies

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Today’s Top 8 Wealth + Net Worth Trackers

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How Much Should I Save for My Kid’s College? [Best Accounts + Amounts]

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8 Easy Ways to Put Saving on Autopilot

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12 Types of Investment Vehicles Worth Considering

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Need Help Picking Stocks? Check Out the 8 Best Services, Subscriptions, & Sites

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Don’t Love Quicken? Here’s 12 Alternative Financial Apps

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Struggle to Budget? Follow These Easy Steps [Free Excel Template]

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10 Top Stock Advisor Websites & Services for 2025

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8 Best Seeking Alpha Alternatives [Competitors’ Sites to Use]

Planning Money

Do I Need a Financial Advisor? 7 Questions to Ask Yourself

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14 Best Investing Research & Stock Analysis Websites

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How to Invest in Your 20s [Best Ways to Start Investing Money]

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Are Life Insurance Proceeds Taxable? A Complete Guide

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When Investing in Index Funds, Do as the French Do

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10 Common Tax Deductions to Slash Your Tax Bill

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Is Term Life Insurance Worth It?

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What are Insurance Riders and Endorsements? What to Know

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Margin Call: Buying on Credit Leaves Little “Margin” for Error

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UTMA vs UGMA: Differences Between These Custodial Accounts

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Is Investing in Stocks Gambling? No, Investing Isn’t Zero Sum

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10 Best Investments for Young Adults to Make in 2025

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Learn to Invest by Yourself [Beat the Market With Investing Basics]

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How to Research Stocks Before You Buy [How to Pick Stocks]

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13 Low-Risk, High-Yield Investments for 2025

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New to Investing? Try These 8 Accounts

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How to Build Wealth by Investing in Stocks

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7 Steps to Become a Successful Investor

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How to Choose Stocks to Buy [Follow These Steps]

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How Do Prepaid Debit Cards Work? What You Need to Know

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Raise a Millionaire: Teach Your Kids These Wealth-Building Habits

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How to Build Good Credit and Why It Matters

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Landlord Insurance 101: Secure Your Property and Peace of Mind

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Which Type of Real Estate Investment is Right for You? 8 to Know

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How to Buy Fractional Shares [+ Brokers to Buy Partial Stocks]

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The Compounding Effect: Turn Pennies into Millions (Starting from Zero)

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What is the Cash Surrender Value of a Life Insurance Policy?

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5 Simple Ways to Pay Off Your Mortgage Faster

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College Savings Showdown: Coverdell ESA vs. 529 vs. UTMA

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Leaving Your Job? Don’t Forget to Pack Your 401(k)

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How to Run a Background Check for Rental Property

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What is a Certificate of Deposit (CD) and How Does It Work?

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4 Best Ways Landlords Can Screen Tenants for Rental Property

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What is an Unsecured Credit Card and How Does It Work?

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Is Paying Cash for a Rental Property a Good Idea? What to Consider

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Does Opening a Checking Account Affect Your Credit Score?

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Unlock Exclusive Real Estate Deals: Your Guide to Syndication Investing

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From Fixer-Upper to Fortune: The Power of the BRRRR Method

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6 Best Godchild Gifts to Build Their Financial Future [Not Toys!]

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Real Estate Investing for Passive Income: 8 Strategies That Work

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The Credit Card Advantage: Are They Really Safer Than Debit Cards?

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SEP IRA vs. Roth IRA: Which Retirement Plan Will Maximize Your Savings?

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6 Best Teen Checking Accounts [Banks for Teens]

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What Is the Best Investment for a Child’s Future? Make a Plan Now

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Apartment Building Investing Made Easy: 6 Strategies for Passive Income

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Should a College Student Get a Credit Card? [Is it a Good Idea?]

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How to Get a Credit Card for the First Time: Starter Credit Cards

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How to Roll Over 401(k) Accounts [Which Option Is Best?]

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Don’t Wait, Invest Now: 5 Steps to Start Investing with Little Money

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7 Mighty Ways to Make Your Money Work for You in 2025

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Give Back and Get Back: Unlock the Power of Charitable Deductions

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Is It Better to Pay Off Your Credit Card or Keep a Balance?

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How to Build Credit at 17 [Start Building Credit Early]

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Build a Winning Portfolio: VTI vs. SPY – Which ETF Reigns Supreme?

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4 Best Baptism Gift Ideas [What to Give at a Christening]

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Qualified Purchaser vs Accredited Investor: What to Know

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Crypto for Kids: How to Open a Crypto Account for Minors

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Give Your Child a Financial Head Start: The Power of UTMA Accounts

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Beyond Stocks: 10 Smart Investments to Diversify Your Portfolio

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Diversify Your Portfolio: How to Invest in Small Businesses

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Unlock Real Estate Profits: Top Accounting Tools for Investors

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Machine Learning’s Future: 30 Stats & Trends That Will Shape Tomorrow

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8 Best Bat Mitzvah Gifts [Financial Gift Ideas That Last]

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How to Build Your Child’s Credit [Start Building Credit Under 18]

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29 Things to Save Up For as a Teenager or Young Adult

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Beyond the Basics: Deciphering VTI vs. VOO for Smarter Investing

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8 Best Kids Savings Accounts + Children’s Bank Accounts

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Stop Guessing, Start Growing: The Ultimate Guide to IRA vs. 401(k) for a Rich Retirement

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4 Best Ways to Save Money for Kids [Children’s Savings Plans]

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Best Credit Cards for Kids [Build Credit & Money Habits Early]

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What Is a Sophisticated Investor vs. an Accredited Investor?

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How Old Do You Have to Be to Get a Credit Card? [Minimum Age]

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25 Best Jobs for 15-Year-Olds [In-Person + Online]

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Venmo for Rent: Genius or Risky?

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Low-Stress Rent Collection: Polite Strategies That Actually Work

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How to Build Credit Without a Credit Card [Boost Your Credit]

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4 Best Under-18 Investment Accounts [Invest as a Minor]

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Rental Property Accounting + Bookkeeping: A Landlord’s Guide

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Secured Credit Card vs Unsecured: What’s the Difference?

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19 Best Ways to Save Money for Teenagers [With or Without Jobs]

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How to Manage Rental Property [Be the Best DIY Landlord]

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Should You Open a Child Bank Account with a Debit Card?

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8 Best Online Rent Payment Systems [Rent Collection Services]

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How to Teach Your Kids About Investing: 8 Savvy Parenting Tips

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16 Alarming Data Privacy Statistics, Trends + Facts

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How To Invest in Grocery Stores [Buy Real Estate, Not Stock]

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6 Best Ways to Collect Rent Online [Landlords’ Easy Button]

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How to Make Money in High School [Earn Your First $1,000]

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5 Best Private Credit Funds: A Private Debt Investment Strategy

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Should I Use a Property Manager or Management Company?

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7 Best Paid Surveys for Kids and Teens [Online Surveys]

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How to Report Bad Tenants to Credit Bureaus

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How Old Do You Have to Be to Buy Cryptocurrency?

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How to Invest in Private Investment Funds [Private Equity Funds]

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How to Make Money as a Kid [25 Ways For Any Age]

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How to Track Rental Property Expenses [Quick + Easy]

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9 Best Alternative Investments [Options to Consider]

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How to Run a Credit Check on a Tenant [Trust But Verify]

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How to Make Money From Rental Property [As a Direct Owner]

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Can You Pay Rent With a Credit Card? [Charge It or Not?]

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16 Easy Ways to Make Money While You Sleep

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How to Make $100 a Day

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Leaders vs. Managers: What is the Difference?

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How to Invest as a Teenager Under 18 [Investing for Teens]

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5 Best Investment Accounts for Kids [Child Investment Plans]

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13 Best Money Apps for Kids [Banking, Investing + More]

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7 Best Stock & Portfolio Trackers [Investment Tracker Software]

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10 Financial Gifts for Babies, Kids & Grandkids [No More Toys]

Taxes

Mega Millions After Taxes: How Much Will the $1.22B CA Winner Get?

Investing Money

Credit Investing: How Does It Work + Should You Invest?

Planning Money Retirement Planning

How to Save for Retirement Without a 401(k) [DIY Retirement]

Planning Money Retirement Planning

7 Best Self-Employed Retirement Plans

Investing Money

The Best Retirement Plans for 2025 [Workplace + Individual]

Dividend Investing Investing Money

13 Dividend Kings for Royally Resilient Income

Managing Money

7 Best Debit Cards for Rewards + Cash Back

Managing Money

7 Best Student Checking Accounts for 2024

Retirement Planning

Is Your Retirement on Track? Here Are the Average 401(k) Balances By Age

Planning Money

How Much Should I Save Each Month?

Planning Money

Common IRA Money Mistakes to Avoid

Planning Money Retirement Planning

Should You Let Your Kids Move Back Home After College?

Planning Money Retirement Planning

10 Things That Are Cheaper When You Retire

Planning Money Retirement Planning

Should I Pay Off My Mortgage Before I Retire?

Planning Money

Pensions Aren’t Dead Yet: 15 Jobs With Pensions

Planning Money

States With the Highest Minimum Wages [How States Stack Up in 2024]

Investing Money

Best College Funds for Babies [How to Start Saving Smart]

Planning Money Retirement Planning

Don’t Believe These 17 Social Security Myths

Career & Entrepreneurship

Today’s 10 Fastest Dying Careers [2024]

Planning Money

Top 15 Cities With the Highest Minimum Wages

Career & Entrepreneurship

These Jobs Are the Most Susceptible to AI

Career & Entrepreneurship

20 Fastest-Growing Occupations Over the Coming Decade

Planning Money Retirement Planning

15 Alarming Gen X Retirement Statistics 

Career & Entrepreneurship

10 High-Paying Jobs That Are Dying (Or Evolving)

Planning Money Retirement Planning

10 Ways Seniors Can Maintain Their Mental Health

Planning Money

10 Most Expensive Cities to Buy a House In [2024]

Planning Money

Why Would Your Social Security Benefits Be Cut or Reduced? 10 Ways It Can Happen

Investing Money

9 Financial Mistakes That Can Quickly Drain Your Retirement Savings

Planning Money Retirement Planning

How to Invest HSA Funds [Level Up Your Retirement Savings]

Planning Money Retirement Planning

21 Best Side Hustles for Retirees [More Fun, More Funds!]

Taxes

‘Dirty Dozen’: 12 Tax Scams to Watch Out For [And How to Avoid Them]

Managing Money

10 Cheapest Cities to Host a Super Bowl Watch Party in 2024

Taxes

One Less Tax Season Worry: File for Free With the IRS

Taxes

What Is IRS Direct File [And How Does It Work?]

Managing Money

Do Installment Loans Build Credit?

Managing Money

Best Mint Alternatives [10 Best Ways to Replace Mint]